Citi costco card rental car insurance

Citi Costco rental car insurance is a type of insurance coverage that is provided to customers who have a Costco Anywhere Visa® Card issued by Citi. This insurance coverage is designed to protect cardholders in the event of damage to a rental car due to an accidental collision, theft, vandalism, and more. ... Citi Costco rental car …

Bank of America rental car insurance covers physical damage and theft of a rental vehicle, reasonable towing costs, and any valid loss-of-use charges from the rental agency. Cardholders are covered up to the actual cash value of the rented vehicle. To get the coverage, a cardholder must decline the rental agency's insurance and pay for the ...Our Verdict. The Costco Anywhere Visa® Card by Citi *, from our partner, Citi, could stand on its own as a top-tier cash-back credit card. With rewards of 4% cash back on eligible gas and EV ...If your rental is charged to your Amex card, it is automatically added. Coverage is worldwide, except for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. There is a one-time charge from $12.25 - $24.95 (depending on state of residence and coverage) for up to 42 days of rental.Once you enroll in the program, each time you use your American Express card for a car rental, your account automatically will be charged a single, flat cost of about $20 to $25, not a per-day ...To summon Costco’s roadside assistance, you can either call 1-888-742-4572 to get in touch with CONNECT or call 1-866-918-4670 to get in touch with Citi’s roadside assistance services. Once you make your call, a service provider will be dispatched to your location as soon as possible.Jan 12, 2024 · Fair Credit. Bad Credit. No Credit. The Citi Custom Cash Card does not offer rental car insurance. But there are other Citibank cards that do have this benefit, which covers theft of the vehicle, or damage due to an accident, natural disaster, or vandalism, towing expenses to the nearest collision center are also covered.Jan 8, 2024 · The Costco Credit Card’s rental car insurance will cover most car rentals purchased with the card, as long as you decline any insurance offered by the rental agency. If the car is damaged or stolen, you’re covered for up to $50,000 in either repair costs or the cash value of the car (whichever turns out to be less).Who best credits cards should save you money and lower your loading, whose is how it's vital to choose adenine card that promotions excellent rental car protection and an sort of other all-around perks. If you're already a loyal Costco shopper, the Costco Anywhere Card at Citi delivers a sleep of cash-back rewards. Fortunately, this card is ...

The Costco Citi Visa protects only the car you hire, your personal insurance even become coverage any product issues. If you rental from a major rental company, like Hertz, you simple decline and coverage you offer. Provided you mieten from one of the 2nd or 3rd tier car rental companies they have toward endure more sales efforts to get you to ...Other banks and credit card issuers have similar coverage exclusions for rentals happening in the United States. As traditional car rental agencies like Avis, Budget, Hertz, and Thrifty do not rent RVs, your car rental insurance benefits do not cover RV rentals. But, it's still a good idea to use your credit cards for your trip.Most Citi cards will no longer cover car rental insurance, trip cancellation insurance, worldwide accident insurance, delay protection, baggage delay protection, medical evacuation assistance, and some other non-travel benefits. There seems to be an exception for co-branded Citi Costco cards.John Miller, Credit Cards Moderator. @john_miller • 01/24/24. No, VRBO is not covered under the Costco Credit Card travel insurance. That's because the Costco Credit Card travel insurance coverage consists of travel accident insurance and rental car insurance. Seeing as how you can't book travel tickets or car rentals through VRBO, then ...Examples of eligible cards include the Costco Credit Card and Citi AAdvantage Executive Card. If you'd like a credit card with rental car insurance, there are plenty of options outside of Citibank, too. This answer was first published on 11/26/21 and it was last updated on 01/12/24. For the most current information about a financial product ...Outside the US, coverage under the Costco Credit Card rental car insurance benefit is primary and lasts for up to 31 consecutive days. Rental car insurance covers up to $50,000 toward the cost of repairs or the cash value of the car, whichever is less. ... note that Citi only offers travel insurance for the Costco Anywhere Visa® Card by Citi ...United MileagePlus Club Card. Ritz-Carlton Visa Infinite Card. J.P. Morgan Reserve Card. American Express cards offer primary coverage for a flat rate of $19.95 or $24.95 for rentals of up to 42 days (up to 30 days for Washington State residents). The more expensive option has higher thresholds for medical expenses.

If you’re planning a move or a DIY project that requires hauling large items, renting a trailer from U-Haul is a popular and affordable option. When you rent a U-Haul trailer, the ...Dec 9, 2022 ... Costco Anywhere Visa® Card by Citi ... Coverage: Primary* – Covers theft and damage because of a car accident, a natural disaster or vandalism, ...Yes. Earn Costco cash back rewards with the Costco Anywhere Visa ® Card anywhere Visa ® is accepted, with the Costco Anywhere Visa® Card by Citi. Earn 4% cash back rewards on eligible gas and EV charging for the first $7,000 per year, and then 1% thereafter. Earn 3% on restaurants and eligible travel. Earn 2% on all other purchases from ...Costco Amex used to have a primary insurance that would cover your entire rental period for $20-25 which was an equivalent of what rental companies sell you but charge the same amount per day. Your own insurance doesn't get involved, Amex covers everything. So if you still have Amex you might look into it. There are few other cards that offer ...Go big with cash back rewards and make every day more rewarding. Earn cash back rewards with your Costco Anywhere Visa ® Credit Card by Citi on purchases anywhere Visa is accepted. four percent. Cash back on eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco, for the first $7,000 per year and …You will call and ask for a proof-of-coverage letter stating which countries the policy covers and what types of damage/loss it covers. Print the letter, and take it with you to the rental agency when you pick up the vehicle. Here are the numbers you may need: American Express. Calling in the U.S.: 800-338-1670.

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1-312-356-7839. Monday - Sunday, 8 a.m. - 12 a.m. ET. Read this Guide carefully. Each benefit description provides You with the details on what coverage You have and any exclusions and restrictions. This Guide to Protection Benefits ("Guide") includes important details about the benefits that come with Your card at no additional cost.Learn how to earn cash back on travel purchases and access Citi Entertainment with the Costco Anywhere Visa Card by Citi. The card also offers worldwide car rental insurance and other travel services and benefits.Yes. You have many options when it comes to rental car insurance. Option 1: Zurich Travel Insurance. For your convenience, we provide Costco member preferred rates …But the enterprise.ie website says its an additional €150 to drop at another location. Enterprise is showing $656 for 13 days and the price for Conns Car Rental (includes all insurance) was €1645! so I'll be saving quite a bit to just use my Costco Visa insurance. I'm also confused about booking on the .COM sites vs the .IE sites.

The Citi Costco credit card will include insurance but you have to deny the rebtal cars insurance. I think the Costco Visa credit card has secondary rental car insurance. Either way, if you have a credit card that provides rental car coverage, I recommend paying for the rental car with it. If you are coming to CA I suggest you just buy it.According to WalletHub, this card offers the best rental car insurance for coverage at home and abroad. Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from ...Some credit card companies offer travel protection as a cardholder benefit. Before booking with Costco Travel, we recommend speaking with your credit card company to see if travel protection is available to you. If it is, consider using that credit card as your payment method for your Costco Travel purchase. We accept any Visa® or Mastercard®.Credit card rental car insurance helps pay for damage to your rental car from an accident or theft. This insurance comes in two forms: primary coverage and secondary coverage. Primary rental car ...However, Citi has stopped advertising other valuable travel protections, such as travel accident insurance, rental car insurance and trip interruption and cancellation insurance. You may want to use a travel card with more robust protections when you're purchasing airfare or making other big ticket travel purchases.The Costco Anywhere Visa Card by Citi offers lower APRs than many other credit cards on the market. Here’s a look at the card’s fees and interest rates: Annual fee: $0 with a paid Costco ...Bank of America rental car insurance covers physical damage and theft of a rental vehicle, reasonable towing costs, and any valid loss-of-use charges from the rental agency. Cardholders are covered up to the actual cash value of the rented vehicle. To get the coverage, a cardholder must decline the rental agency's insurance and pay for the ...The CIBC Costco®† Mastercard® does not offer travel or car rental insurance. For more information on the benefits of the CIBC Costco®† Mastercard® please visit their website CIBC Costco®† Mastercard®. Costco is offering Manulife Travel Insurance for Costco members when you book your vacation with Costco Travel.Most Citi cards do not offer car rental insurance. This went into effect in the fall of 2019, and car rental insurance was just one of many travel-related benefits that Citi cut from its cards. Interestingly, Citi Costco cards are the exception to this rule, and the Costco Anywhere Visa® Card by Citi still carries secondary car rental insurance.Travel Benefits. Citi® Concierge Citi® Concierge experts are ready 24/7 to assist you with your travel, shopping, dining, entertainment, and everyday needs. Contact us at [email protected] or. 1-800-508-8930 (TTY: We accept 711 or other Relay Service). Travel Notice Citi is by your side when you travel.

These benefits are included as a part of the Citi ® / Costco Card and are administered by a third-party provider. More information will be provided in your Guide to Protection Benefits if you are approved for the card. ... The Costco Anywhere Visa ® Business Card by Citi offers Worldwide Travel Accident Insurance and Worldwide Car Rental ...

Yes, the Costco Citi Card's rental car insurance coverage includes damage to the rental car in the event of an accident or theft. 3. Does the Costco Citi Card cover liability insurance for rental cars? No, the Costco Citi Card does not include liability insurance for rental cars. You may need to purchase this coverage separately from the ...You also need to check what additional benefits are included (IE: car rental insurance, airport lounge entrance, free baggage, etc.). Report inappropriate content . Riff M. San Diego. Destination Expert. for San Diego. ... Costco (Citi) card does not give 3% cash back across the board. 3% is only for "RESTAURANT AND ELIGIBLE TRAVEL PURCHASES ...Yes. Earn Costco cash back rewards with the Costco Anywhere Visa ® Card anywhere Visa ® is accepted, with the Costco Anywhere Visa® Card by Citi. Earn 4% cash back rewards on eligible gas and EV charging for the first $7,000 per year, and then 1% thereafter. Earn 3% on restaurants and eligible travel. Earn 2% on all other purchases from ...Rental Car Discussion - Does the Costco Citi Card provide Rental Coverage through Turo? - I'm trying to figure out if Costco Citi card will provide insurance coverage through Turo. Can anyone confirm? Or if not is there another card that I can use?Keyword Analysis & Research: citi costco credit card rental car insuranceCitibank only offers rental car insurance as a free benefit on some of its credit cards. Citibank rental car insurance covers the cost to repair the rental car or the actual cash value of the rental car, whichever is less and reasonable towing expenses to the nearest collision repair facility. Cardholders are covered up to up to $50,000 toward ...Call to Apply 1-800-970-3019TTY Use Relay Service. 1Costco Anywhere Visa® Card by Citi and Costco Anywhere Visa® Business Card by Citi - Pricing Details. Costco Anywhere Visa Card by Citi. The variable APR for purchases and balance transfers is 20.49%. For Citi Flex Plans subject to an APR, the variable APR is 20.49%.However, you're likely to pay more. While drivers under the age of 25 still receive the Costco Member Discount, they may have to pay an additional fee. To reserve a car rental if you're under the age of 25, you must book directly by calling 1-866-921-7925, option 1. Costco says the fee varies by company and location. 4.If you’re like most drivers, you’re probably constantly on the lookout for ways to save money and improve your driving experience. Those are great goals to have! One way to reach t...As mentioned, credit card rental car insurance (aka damage waiver) typically covers the following: Theft. Damage of any kind (weather-related, collisions, etc.) Towing. Loss of …

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Yes. Earn Costco cash back rewards with the Costco Anywhere Visa ® Card anywhere Visa ® is accepted, with the Costco Anywhere Visa® Card by Citi. Earn 4% cash back rewards on eligible gas and EV charging for the first $7,000 per year, and then 1% thereafter. Earn 3% on restaurants and eligible travel. Earn 2% on all other purchases from ...Citibank only offers rental car insurance as a free benefit on some of its credit cards. Citibank rental car insurance covers the cost to repair the rental car or the actual cash value of the rental car, whichever is less and reasonable towing expenses to the nearest collision repair facility. Cardholders are covered up to up to $50,000 toward ...This credit card has some of the best travel insurance available, including primary car rental coverage, baggage insurance, trip cancellation and interruption insurance, and roadside dispatch. Lastly, you’ll enjoy no foreign transaction fees, authorized users for no additional annual fee, purchase protection, zero liability …May 16, 2024 · The Costco Anywhere Visa Card offers a high 4% cash back on eligible gas and EV charging purchases for the first $7,000 spent annually, 1% thereafter, 3% cash back on restaurants and eligible ...Jan 22, 2023 · Rental Insurance No matter what car You rent or where You rent it, You may be covered. We will cover You up to $50,000 toward the cost of repairs or the cash value of the car, whichever is less, if a covered accident or theft occurs when You pay for a rental car with Your Citi® Card and decline the rental company’s collision loss/ damage ...3 days ago · The Costco Credit Card 's rental car insurance will cover most car rentals purchased with the card, as long as you decline any insurance offered by the rental agency. If the car is damaged or stolen, you're covered for up to $50,000 in either repair costs or the cash value of the car (whichever turns out to be less).A Costco membership is $60 a year. An Executive Membership is an additional $60 upgrade fee a year. Each membership includes one free Household Card. May be subject to sales tax. Costco accepts all Visa ® cards, as well as cash, checks, debit/ATM cards, EBT and Costco Shop Cards. Departments and productThe Citi Costco credit card earns more cash back on gas and EV charging than at Costco. ... Car Rental Insurance. The Costco Anywhere Visa® Card by Citi will cover you for up to $50,000 in ...The Citi Double Cash® Card is a Mastercard credit card that provides Cardmembers with cash back rewards. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 1 ...Read the card's benefits guide. Make sure that you're insured in the states that you rent a vehicle in - each state has different requirements. The coverage is secondary to your primary auto insurance. Don't expect much. Call the credit card 800 and they will direct you to the 800 number that manages it.Since Citi purchased the Costco credit card portfolio from AMEX in 2016, they’ve been removing the additional benefits of the Costco Anywhere card. For example, they removed a bunch of benefits from all Citi cards, including the Costco card, in 2019: Worldwide Car Rental Insurance; Trip Cancellation & Interruption ProtectionThe renter must present their Costco membership card at the time of pickup. Car insurance, optional equipment and other services may be added for an additional cost at the time of pickup ... When I checked Costco car rentals, their choice of European locations was more limited than Auto Europe - I would have had to pick up in Köln rather than ... ….

Costco Anywhere Visa Business Card by Citi. The variable APR for purchases is 20.49%. For Citi Flex Plans subject to an APR, the variable APR is 20.49%. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to 1.72% will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other ...Learn how to earn cash back on travel purchases and access Citi Entertainment with the Costco Anywhere Visa Card by Citi. The card also offers worldwide car rental insurance and other travel services and benefits.Call to Apply 1-800-970-3019TTY Use Relay Service. 1Costco Anywhere Visa® Card by Citi and Costco Anywhere Visa® Business Card by Citi - Pricing Details. Costco Anywhere Visa Card by Citi. The variable APR for purchases and balance transfers is 20.49%. For Citi Flex Plans subject to an APR, the variable APR is 20.49%.Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. There are even certain situations where a ...Let’s refer back to our earlier spending scenario. Spending on the Costco Anywhere card yielded $236 cash-back and the Chase Sapphire Preferred card yielded 21,600 Ultimate Rewards points. If the Ultimate Rewards points were redeemed for travel via the Chase travel portal, the value would be $270 (1.25 cents per point).The maximum rental period covered by your Citi Costco Card car rental insurance depends on the specific terms and conditions of your policy. It's important to review the details carefully before renting a car, as some policies may have restrictions or exclusions that could impact coverage.Lost Luggage Insurance Guide; MasterCard Guide to Benefits. MasterCard Guide to Benefits. Visa Guide to Benefits. In addition to the card benefits provided by Citi, Visa provides card benefits such as Car Rental Insurance and Travel and Emergency Assistance. For full details, please read the Visa Guide to Benefits. Travel Tips. For more ...The Costco Anywhere Visa Card by Citi offers lower APRs than many other credit cards on the market. Here's a look at the card's fees and interest rates: Annual fee: $0 with a paid Costco ...Costco Anywhere Visa ® Business Card by Citi. Pricing & Information Benefit Terms & Conditions. APPLY NOW. Call to Apply 1-800-970-3019 TTY Use Relay Service. on eligible gas and EV charging for the first $7,000 per year and then 1% thereafter. on restaurants and eligible travel. on all other purchases from Costco and Costco.com. Citi costco card rental car insurance, Rental Insurance. No matter what car You rent or where You rent it, You may be covered. We will cover You up to $50,000 toward the cost of repairs or the cash value of the car, whichever is less, if a covered accident or theft occurs when You pay for a rental car with Your Citi ® Card and decline the rental company's collision loss/damage ..., The Costco Anywhere Card offers secondary car rental insurance for domestic rentals and primary coverage for international rentals, as well as trip cancellation and …, Some credit card companies offer travel protection as a cardholder benefit. Before booking with Costco Travel, we recommend speaking with your credit card company to see if travel protection is available to you. If it is, consider using that credit card as your payment method for your Costco Travel purchase. We accept any Visa® or Mastercard®., The Citi trip cancellation & interruption protection covers non-refundable travel expenses purchased with an eligible Citibank credit card. Covered reasons include illness or severe weather, among others. The maximum reimbursement for cancelled or interrupted travel is up to $5,000 for each eligible person per covered trip., Costco Citi provides coverage for physical damage and theft of most rental cars when you pay for the rental using your Costco Citi credit card. This coverage applies to rentals up to 31 consecutive days within your country of residence and up to 15 consecutive days outside of your country of residence., Is Pet Insurance Worth It? ... car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025. ... Costco credit cards used to be issued by American Express, but the two companies ..., To print a Progressive Insurance ID card, visit the website, log in to the account, click on Get ID Cards and Documents, choose ID Card, select view or download the card, click on ..., To summon Costco’s roadside assistance, you can either call 1-888-742-4572 to get in touch with CONNECT or call 1-866-918-4670 to get in touch with Citi’s roadside assistance services. Once you make your call, a service provider will be dispatched to your location as soon as possible., Call to Apply 1-800-970-3019TTY Use Relay Service. 1Costco Anywhere Visa® Card by Citi and Costco Anywhere Visa® Business Card by Citi – Pricing Details. Costco Anywhere Visa Card by Citi. The variable APR for purchases and balance transfers is 20.49%. For Citi Flex Plans subject to an APR, the variable APR is 20.49%., Renting a car can be an excellent way to explore a new city or take a road trip with friends and family. National Auto Car Rental is one of the most popular car rental companies in..., Chip Lupo, Credit Card Writer. @CLoop • 01/11/24. The Best Buy® Credit Card does not offer a rental car insurance benefit. Even though the Best Buy® Credit Card doesn't have rental car insurance, this perk is one of the handful of credit card benefits that still come with many credit card offers. If you'd like a credit card with rental car ..., Damage & theft purchase protection. Citi Quick Lock. Access to Citi Entertainment. Travel & emergency assistance. Roadside dispatch. Rental car insurance. Citi concierge. Travel accident insurance. In addition to these benefits, the Costco Business Credit Card comes with a $0 annual fee and offers rewards on all purchases., Citi Visa® Benefits Include: Up to 4% Cash Back on Eligible Purchases. Card Convenience (doubles as your Costco membership ID) $0 Liability on Unauthorized Purchases. No Foreign Transaction Fees. No Annual Fee. And More. For more information on benefits and services, please contact a Citi Benefits Specialist 24 hours a day, 7 days a week at 1 ..., Yes. Earn Costco cash back rewards with the Costco Anywhere Visa ® Card anywhere Visa ® is accepted, with the Costco Anywhere Visa® Card by Citi. Earn 4% cash back rewards on eligible gas and EV charging for the first $7,000 per year, and then 1% thereafter. Earn 3% on restaurants and eligible travel. Earn 2% on all other purchases from ..., Rates & Fees. When you're buying gas, the Costco Anywhere Visa® Card by Citi is a good card to use because it earns 4% cash back on gas and EV charging purchases on up to $7,000 of spending a ..., If you’re a frequent traveler or just planning a weekend getaway, renting a car can quickly become a significant expense. One of the primary reasons to consider a Costco membership..., The Costco Anywhere Visa ® Business Card by Citi supplies cardmembers with the following travel benefits: 4% cash back on eligible gas and EV charging worldwide, including gas at Costco, for the first $7,000 per year and then 1% thereafter. 3% cash back on eligible travel purchases worldwide. No foreign transaction fees 1., This coverage provides $30 a day and up to $900 total to help cover the cost of a rental car. Be sure to check your. insurance declaration page. to see what your policy covers, or you can call your Costco CONNECT insurance rep at 1-888-742-4572 for assistance. MORE: All about American Family car and home insurance., Jul 29, 2018 · Rental Insurance. No matter what car You rent or where You rent it, You may be covered. We will cover You up to $50,000 toward the cost of repairs or the cash value of the car, whichever is less, if a covered accident or theft occurs when You pay for a rental car with Your Citi ® Card and decline the rental company’s collision loss/damage ..., The Citi Strata Premier ℠ Card offers several benefits, including the ability to enjoy rewards through the ThankYou ® Rewards program: 10X Points on Hotels, Car Rentals and Attractions booked through CitiTravel.com. 3X Points on Air Travel and Other Hotel Purchases 2. 3X Points at Restaurants 2. 3X Points at Supermarkets 2., Citi Costco Card and car rental insurance. I tried to contact Citi Benefits, but they weren't of much help. The rep said that as long as I can waive the CDW, they would cover any damage to the car. I asked if that included Gravel and Sand/Ash and she said it should. I know a lot of people have mentioned the Chase Saphire card covers, but haven ..., About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Press Copyright Contact us Creators Advertise ..., Yes, the Costco Credit Card does offer a roadside assistance benefit. Costco Credit Card roadside assistance gives cardholders 24/7 access to a wide range of services whenever their vehicle breaks down. Costco Credit Card cardholders can call 1 (866) 918-4670 to request any of the following roadside assistance services: Towing …, Call 1-888-742-4572 to contact Connect. The service is available 24/7. Connect is not automatically part of your Costco auto insurance policy. If you have Costco auto insurance, then you may or may not have roadside assistance. If you added it to your policy already, then you can make a claim at any time., About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Press Copyright Contact us Creators Advertise ..., Search this site. Skip to main content. Skip to navigation, Web the costco anywhere card is one of few citi cards to still offer car rental insurance and other travel benefits. Web costco credit card rental car insurance covers you for up to $50,000 toward the cost of repairs or the cash. This card offers secondary rental. Web the costco anywhere visa card by citi includes rental car insurance., The best credit card with trip cancellation insurance is the Chase Sapphire Preferred® Card because it offers up to $10,000 in trip cancellation coverage per person and $20,000 per trip. Cardholders can get reimbursed for eligible travel expenses like airfare and car rentals if a trip is cancelled or interrupted due to sickness, severe weather, and other unforeseen circumstances., It’s important for business owners to protect themselves with commercial vehicle insurance. Non-vehicle owner insurance is also available, which is ideal if you’re leasing vehicles..., You'll get worldwide car-rental insurance and travel accident insurance, as well as damage and purchase protection good for 120 days after buying something with the Costco Anywhere Visa® Card ..., Explore the Credit & Account Protection benefits including FICO ® Scores, now available to many cardmembers. Check out how our card can help you when you shop. Make sure you are taking advantage of your card's travel benefits. Discover the ways you may earn rewards and save on dining & entertainment., Your personal insurance almost always includes rental car, because the most expensive part of the insurance is the driver. Citi may cover the deductible when it comes due. The real killer on the rental cars, in case you didn't know, is the lose of use cost. If their vehicle is out of commission for their fleet during the repair time, you can be ..., Two words: Gift cards. Airbnb gift cards are available on Amazon, and you can easily get 3% back this way. First, use this card to buy Airbnb gift cards; then, use those cards to pay for your upcoming stay. You can redeem your 3% back on cash back, gift cards or travel rewards, and it's all worth the same.