Kate berry american banker

May 30, 2023 · #youtube #stockmarket #yahoofinance American Banker Reporter Kate Berry joins Yahoo Finance Live anchors Brad Smith to discuss the allegations facing Comeric...

kate-berry-aa69353. February 08, 2011, 6:08 p.m. EST . 5 Min Read. Facebook; Twitter; LinkedIn; Email; ... Banking leaders were honored and offered motivating wisdom for women to ascend the corporate leadership ranks at American Banker's Most Powerful Women in Banking Gala this year. By Jordan Stutts. October …American Banker, "Comerica scrambles to address fraud in prepaid benefits program," Kate Berry, August 26, 20 I 8, https ://www .ameri can banker. com/news/comerica-scra m b !es-to-address-fTaud-i n-prepai d-benefi ts-program. 3 Letter fTom SSA Acting Commissioner Nancy Berryhill to Senator Elizabeth Warren, November …American Banker. Kate Berry has covered the Consumer Financial Protection Bureau for American Banker since 2016. She joined the publication in 2006 covering mortgage lending and the financial crisis. Berry also has covered big banks including Bank of America, J.P. Morgan Chase and Wells Fargo.Five ways the CFPB could rein in Facebook. By Kate Berry. June 28, 2022 2:45 PM. Rohit Chopra, the director of the Consumer Financial Protection Bureau, is laying the groundwork to rein in Facebook and other Big Tech companies with expanded oversight — and potentially a public rebuke — on how they collect and sell consumer data.March 20, 2023, 5:56 p.m. EDT 8 Min Read. After the 2008 financial crisis, the deposit insurance limit was raised from $100,000 to $250,000. Now there are calls to raise it again. Patrick Fallon/Bloomberg. The banking industry has moved from panic mode to a state of high alert with regional banks nervously waiting for more fallout from the ...

kate-berry-aa69353. May 01, 2022, 12:01 a.m. EDT 1 Min Read. President, Senior Managing Director, Austin region. Jennifer Gravenor toured the world as a professional flutist for a decade before switching from classical music to a career in finance. Gravenor credits the dedication and commitment that it took to become a classical …This trio of berry flavors with a hint of nuttiness will brighten your day. It’s a super simple shake to make and chock full of powerhouse nutrients. Average Rating: This trio of berry flavors with a hint of nuttiness will brighten your day...The Southern region also has fewer branches per resident than elsewhere in the country, with 3.6 branches per 10,000 people, compared to five nationally. Two states — Mississippi and Louisiana — have the highest unbanked rates in the country, at 11.1% and 8.1% respectively, compared with the national average of 4.5%. Kate Berry. , American ...kate-berry-aa69353. January 18, 2023, 1:32 p.m. EST 1 Min Read. Fannie Mae has selected five organizations that will receive $5 million in contracts for projects that promote affordable housing and Black homeownership. Fannie Mae announced the selection Wednesday as part of its Innovative Challenge 2022, a nationwide competition …Hey lovelySo here is todays clean with me video, a hand wash of my bathroom floor and upstairs Hoover. Great cleaning motivation for you all, enjoy this asmr...The National Fair Housing Alliance has accused big banks of discriminating against minorities in the upkeep of foreclosed properties and is seeking millions in settlements mostly for itself. Behind its demands are faulty data and grants overseen by a federal official with close ties to the group.

Kate Berry has covered the Consumer Financial Protection Bureau for American Banker since 2016. She joined the publication in 2006 covering mortgage lending and the financial crisis. Berry also has covered big banks including Bank of America, J.P. Morgan Chase …Apr 4, 2022 · An earlier version of this story misstated the Federal Home Loan Banks' membership, which fell 1.7% last year to nearly 6,600 members. April 06, 2022 11:45 AM EDT. American Banker's first grouping of the top institutions for 2023 features leaders that are enhancing their offices and surrounding communities through unique volunteer programs ... Jan 10, 2019 · Sen. Elizabeth Warren, D-Mass., wants the Treasury Department to enhance fraud protection in the Direct Express prepaid program — now a partnership between the Texas-based Comerica Bank and the U.S. government — when the program's contract is rebid in 2020. In a letter to be sent Thursday to Treasury Secretary Steven Mnuchin, Warren said ... [email protected]. linkedin. kate-berry-aa69353. January 02, 2018, 5:24 p.m. EST . 1 Min Read. Facebook; ... MORE FROM AMERICAN BANKER. Financial wellness. Employee financial wellness is at an all-time low, Bank of America finds . Employees are still struggling with their financial obligations, and less than half feel good …[email protected]. linkedin. kate-berry-aa69353. January 23, 2023, 5:09 p.m. EST . 1 Min Read. Facebook; Twitter; ... The memo, which was obtained by American Banker, stated that the survey would be "anonymous and voluntary." "Your participation will literally help ensure that every person at CFPB (and ultimately across …Consumer Financial Protection Bureau Director Kathy Kraninger faced a barrage of questions Wednesday from lawmakers on the House Financial Services Committee covering everything from the agency's constitutionality to why it has not demanded refunds for consumers in recent settlements. Kate Berry. , American …

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Sep 27, 2022 · [email protected]. linkedin. kate-berry-aa69353. September 27, 2022, 3:39 p.m. EDT 3 Min Read. Cracking down on so-called junk fees is turning out to be good politics. Kate Berry. , American Banker. For reprint and licensing requests for this article, click here. Politics and policy Regulation and compliance. Dems unload on CFPB’s Kraninger: ‘You are absolutely worthless’. Consumer Financial Protection Bureau Director Kathy Kraninger faced a barrage of questions Wednesday from lawmakers on the House Financial Services Committee covering everything from the agency's constitutionality to why it has not demanded refunds for consumers in recent ...May 30, 2023 · By Carter Pape. October 25. A Comerica Bank executive admitted to major failures in its handling of the Treasury Department's Direct Express program, including data and resolved fraud disputes sent to a vendor's office in Lahore, Pakistan, a "serious" contract violation. No prison for Tolstedt in Wells Fargo scandal, as judge says she was singled out. Dozens of community bankers and housing experts offered their opinions on the Federal Home Loan Bank System, the first review in nearly 100 years. But the insurers, nonbanks and megabanks that use the system the most were largely absent from the debate.Critics of the Federal Home Loan Bank System are claiming that the banking cooperative is receiving billions of dollars a year in corporate welfare while providing a negligible return to taxpayers in funding affordable housing programs. As the Federal Home Loan banks undergo the first review in nearly 100 years, more critics are suggesting that ...

The CFPB said it plans to create a registry of so-called "lawbreakers" that would potentially mitigate risks to consumers and help "unify the efforts of consumer financial protection enforcers." In a 212-page proposed rule, the agency said it plans to create a registry of nonbank offenders to address a lack of comprehensive information …kate-berry-aa69353. October 18, 2022, 4:39 p.m. EDT . 1 Min Read. Facebook; ... The American Bankers Association, Independent Community Bankers of America and nearly 75 state bank trade groups sent a letter Tuesday asking Thompson to align the FHFA's tangible capital rule with the more up-to-date Tier 1 capital rules used …[email protected]. linkedin. kate-berry-aa69353. November 16, 2021, 5:35 p.m. EST . 2 Min Read. Facebook; Twitter; LinkedIn; ... American Banker is proud to recognize, in its third annual Most Influential Women in Payments, Next, the women under 40 who have demonstrated expertise, leadership skills and an ability to adapt in an ever ...This trio of berry flavors with a hint of nuttiness will brighten your day. It’s a super simple shake to make and chock full of powerhouse nutrients. Average Rating: This trio of berry flavors with a hint of nuttiness will brighten your day...Patrick T. Fallon/Bloomberg. A former employee of nonbank mortgage lender The Change Company, has filed a lawsuit alleging the company founded by former banker Steve Sugarman has mischaracterized home loans in certifications to the Treasury Department. Kate Berry. , American Banker. For reprint and licensing requests for this article, click here.Kate Berry is a reporter at American Banker, covering the Consumer Financial Protection Bureau. She has a focus on national financial news and has written for publications such as Domino and American Banker. Her work has also been featured in Financial Planning, …[email protected]. linkedin. kate-berry-aa69353. October 11, 2021, 9:00 p.m. EDT . 5 Min Read. Facebook; Twitter; ... American Banker's first grouping of the top institutions for 2023 features leaders that are enhancing their offices and surrounding communities through unique volunteer programs, comprehensive benefit packages and more. ...February 22, 2022, 7:32 p.m. EST 12 Min Read. Federal regulators are investigating Bank of America for its role in administering government benefits under a California program that was plagued by fraud at the height of the COVID-19 pandemic. Kate Berry. , American Banker.john-heltman-84b6b4a. March 02, 2023, 3:57 p.m. EST 3 Min Read. The Federal Home Loan Bank of San Francisco confirmed that Silvergate Bank has repaid the $4.3 billion in advances it received in the fourth quarter, a move that the company said in an earlier Securities and Exchange Filing could put its capital adequacy in question.Apr 18, 2023 · The Federal Home Loan Bank System has played an outsized role in shoring up the balance sheets of hundreds of banks this year, including banks that have failed and banks that are still under stress. Home Loan bank executives say the system is working precisely as Congress intended it to. Kate Berry. , American Banker.

The Southern region also has fewer branches per resident than elsewhere in the country, with 3.6 branches per 10,000 people, compared to five nationally. Two states — Mississippi and Louisiana — have the highest unbanked rates in the country, at 11.1% and 8.1% respectively, compared with the national average of 4.5%. Kate Berry. , American ...

Kate Berry Reporter at American Banker 2d Justices across the political spectrum appeared highly skeptical that Congress improperly funded the Consumer Financial Protection Bureau by...Fintech AB - Technology Technology Innovators of the Year American Banker's editorial staff chose 20 leaders who have done groundbreaking work during the past year. Credit unions Fintech Technology AB - Technology Innovators 2023 Jack Ingram's tech moves …Comerica was paid $151 million in 2020 to operate Direct Express, and received roughly $770 million in total gross revenue over a six-year period, from 2015 to 2020, to run the program, Albert Taylor, a Comerica senior vice president and director of National Bankcard Services, said in court documents.The core function of the Federal Home Loan Bank System — advances to member institutions — plummeted 20% last year to $350 billion, its lowest level in 15 years. That erosion of purpose is emboldening critics, who say the Home Loan banks need to change or face irrelevance. By Kate Berry.kate-berry-aa69353. May 01, 2022, 12:01 a.m. EDT 1 Min Read. President, Senior Managing Director, Austin region. Jennifer Gravenor toured the world as a professional flutist for a decade before switching from classical music to a career in finance. Gravenor credits the dedication and commitment that it took to become a classical …[email protected]. linkedin. kate-berry-aa69353. December 06, 2018, 12:46 p.m. EST . 1 Min Read. Facebook; Twitter; ... In this annual list, American Banker examines key metrics of the 10 highest performing small regional banks. The Most Influential Women in Payments: Next, 2023.DTCC to buy Securrency as asset tokenization rises on Wall Street. The global clearinghouse inked the deal with Securrency as part of its push to expand the use of the emerging technology in capital markets. By Catherine Leffert. The closely watched case — which goes to the heart of how the Consumer Financial Protection Bureau operates ...

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[email protected]. linkedin. kate-berry-aa69353. July 28, 2022, 12:34 p.m. EDT . 3 Min Read. Facebook; ... American Banker's first grouping of the top institutions for 2023 features leaders that are enhancing their offices and surrounding communities through unique volunteer programs, comprehensive benefit packages and …Jan 13, 2022 · The CFPB in the fall had listed April in the government’s unified agenda as the next date for some action to take place on its data-access rule, raising expectations about the timing of a proposal, according to several experts. Kate Berry. , American Banker. Kate Berry has covered the Consumer Financial Protection Bureau for American Banker since 2016. She joined the publication in 2006 covering mortgage lending and the financial crisis. Berry also has covered big banks including Bank of America, J.P. Morgan Chase …Little is known about English. Previously, she worked as a principal deputy chief of staff at the Office of Personnel Management, the chief of staff and senior adviser to the deputy director for management at OMB, and was a member of the CFPB implementation team at the Treasury Department during the Obama [email protected]. linkedin. kate-berry-aa69353. January 02, 2018, 5:24 p.m. EST . 1 Min Read. Facebook; ... MORE FROM AMERICAN BANKER. Financial wellness. Employee financial wellness is at an all-time low, Bank of America finds . Employees are still struggling with their financial obligations, and less than half feel good …Kate Berry. Reporter at American Banker. 4d. The Consumer Financial Protection Bureau has issued an advisory opinion barring banks and credit unions with more than $10 billion in assets from charging consumers "excessive fees" for …[email protected]. linkedin. kate-berry-aa69353. November 21, 2021, 9:00 p.m. EST . 6 Min Read. Facebook; Twitter; ... American Banker's first grouping of the top institutions for 2023 features leaders that are enhancing their offices and surrounding communities through unique volunteer programs, comprehensive benefit packages and …Kate Berry has covered the Consumer Financial Protection Bureau for American Banker since 2016. She joined the publication in 2006 covering mortgage lending and the financial crisis. Berry also has covered big banks including Bank of America, J.P. Morgan Chase …We would like to show you a description here but the site won’t allow us.Jan 30, 2023 · Ryan Miller, vice president of innovation policy at the American Bankers Association, wrote that "without regular and ongoing supervision of larger data aggregators and data recipients, implementation of Section 1033 will increase the risk of harm to consumers and competition." [email protected]. linkedin. kate-berry-aa69353. October 04, 2021, 9:00 p.m. EDT . 6 Min Read. Facebook; Twitter; LinkedIn; ... American Banker's first grouping of the top institutions for 2023 features leaders that are enhancing their offices and surrounding communities through unique volunteer programs, comprehensive benefit packages and ...The recent round of terminations comes after the neobank cut 225 employees in January. By Catherine Leffert. October 13. DMB Financial, a debt-settlement firm near Boston that operates in 24 states, agreed to pay $5.4 million in restitution to consumers for allegedly charging upfront fees before providing any service, the CFPB said. ….

The market conditions that led to the collapse of Silicon Valley Bank and Signature Bank could put pressure on banks to merge or fail in the coming months and years, experts say. The liquidity crisis facing some small, midsize and regional banks could take years to resolve, leading to further upheaval and consolidation in the banking sector.Kate Berry. Kate Berry has covered the Consumer Financial Protection Bureau for American Banker since 2016. She joined the publication in 2006 covering mortgage lending and the financial crisis. Berry also has covered big banks including Bank of America, J.P. Morgan Chase and Wells Fargo. [email protected]. linkedin. kate-berry-aa69353. January 02, 2018, 5:24 p.m. EST . 1 Min Read. Facebook; ... MORE FROM AMERICAN BANKER. Financial wellness. Employee financial wellness is at an all-time low, Bank of America finds . Employees are still struggling with their financial obligations, and less than half feel good …linkedin. kate-berry-aa69353. July 20, 2018, 5:07 p.m. EDT 2 Min Read. TCF Financial has agreed to pay a $5 million fine to two regulators and provide $25 million in restitution for the way the bank marketed and charged consumers for overdraft protection. The Consumer Financial Protection Bureau sued the $21 billion-asset TCF, based in …No prison for Tolstedt in Wells Fargo scandal, as judge says she was singled out. Dozens of community bankers and housing experts offered their opinions on the Federal Home Loan Bank System, the first review in nearly 100 years. But the insurers, nonbanks and megabanks that use the system the most were largely absent from the debate.A showdown is coming over who is liable for P2P payments fraud. The Consumer Financial Protection Bureau is expected to issue guidance soon on banks' liabilities for fraud perpetrated on digital payments platforms like Zelle, setting up a major regulatory fight that could play out for years. For reprint and licensing requests for this article ...The Department of Justice has reached almost $85 million in redlining settlements with financial institutions since 2021, according to a top prosecutor last week in an event at Seton Hall Law School in Newark, New Jersey. The DOJ since 2021 has reached six redlining agreements, its busiest two-year stretch ever, and last year received the most ...Comerica was paid $151 million in 2020 to operate Direct Express, and received roughly $770 million in total gross revenue over a six-year period, from 2015 to 2020, to run the program, Albert Taylor, a Comerica senior vice president and director of National Bankcard Services, said in court documents. Kate berry american banker, 2. 24 views 6 minutes ago #youtube #stockmarket #yahoofinance. #youtube #stockmarket #yahoofinance American Banker Reporter Kate Berry joins Yahoo Finance Live anchors Brad Smith to..., Sep 2, 2022 · September 01, 2022, 9:00 p.m. EDT 8 Min Read. Check fraud has become so widespread due to brazen criminality and mail theft that many banks are struggling to collect on bad checks from other banks. Kate Berry. , American Banker. For reprint and licensing requests for this article, click here. Regulation and compliance Fraud Commercial banking. , Dec 12, 2022 · The CFPB said it plans to create a registry of so-called "lawbreakers" that would potentially mitigate risks to consumers and help "unify the efforts of consumer financial protection enforcers." In a 212-page proposed rule, the agency said it plans to create a registry of nonbank offenders to address a lack of comprehensive information about ... , kate-berry-aa69353. October 26, 2023, 3:27 p.m. EDT 2 Min Read. A federal judge extended an injunction against the Consumer Financial Protection Bureau's small business data collection rule nationwide pending the outcome of a Supreme Court case challenging the constitutionality of the bureau's funding structure. Bloomberg News., Business reporter with broad expertise covering the mortgage industry, banks, real estate, private equity firms and publicly-traded companies in Los Angeles. Specialties: News, deadline writing. , Kate Berry. Reporter at American Banker. 4d. The Consumer Financial Protection Bureau has issued an advisory opinion barring banks and credit unions with more than $10 billion in assets from charging consumers "excessive fees" for basic information about their own accounts. , Jan 3, 2023 · [email protected]. linkedin. kate-berry-aa69353. January 03, 2023, 12:49 p.m. EST 4 Min Read. Ting Shen/Bloomberg. The Consumer Financial Protection Bureau has created a "repeat offender unit" that will review and monitor the activities of large banks that run afoul of consumer protection laws. Kate Berry. , American Banker. , [email protected]. linkedin. kate-berry-aa69353. July 28, 2022, 12:34 p.m. EDT . 3 Min Read. Facebook; ... American Banker's first grouping of the top institutions for 2023 features leaders that are enhancing their offices and surrounding communities through unique volunteer programs, comprehensive benefit packages and …, Sen. Elizabeth Warren, D-Mass., wants the Treasury Department to enhance fraud protection in the Direct Express prepaid program — now a partnership between the Texas-based Comerica Bank and the U.S. government — when the program's contract is rebid in 2020. Kate Berry. , American Banker. For reprint and licensing requests for this …, Kate Berry | American Banker Kate Berry Connect with Kate in real-time Kate Berry has covered the Consumer Financial Protection Bureau for American Banker since 2016. She joined the publication in 2006 covering mortgage lending and the financial crisis. Berry also has covered big banks including Bank of America, J.P. Morgan Chase and Wells Fargo., [email protected]. linkedin. kate-berry-aa69353. January 11, 2023, 12:42 p.m. EST . 4 Min Read. Facebook; ... MORE FROM AMERICAN BANKER. Commercial banking. 20 banks and thrifts with the most deposits . The top five banks and thrifts have combined total deposits of nearly $7.5 trillion., [email protected]. linkedin. kate-berry-aa69353. July 13, 2020, 4:35 p.m. EDT . 4 Min Read. Facebook; Twitter; ... American Banker's first grouping of the top institutions for 2023 features leaders that are enhancing their offices and surrounding communities through unique volunteer programs, comprehensive benefit packages and …, Kate Berry on LinkedIn: BMO, Wells Fargo and USAA are latest banks to report layoffs Kate Berry’s Post As some banks look to shrink their balance sheets, layoffs are continuing. BMO..., Jan 23, 2023 · January 23, 2023, 5:09 p.m. EST 1 Min Read. The Consumer Financial Protection Bureau's Office of Civil Rights has launched a pilot staff survey on sexual orientation and gender identity, according to an internal memo American Banker obtained on Monday. Joshua Roberts/Bloomberg. , June 27, 2017, 4:08 p.m. EDT 2 Min Read. The Consumer Financial Protection Bureau said Tuesday that three executives who operated former credit repair companies agreed to pay roughly $2 million in penalties for charging consumers millions in illegal advance fees. Blake Johnson, the former owner of Commercial Credit Consultants, Prime Credit and ..., By Kate Berry August 17, 2022, 9:00 p.m. EDT 5 Min Read A senior loan officer posing with colleagues in front of a Confederate flag. Loan officers exchanging company emails proclaiming: "Proud to be White." Mortgage officers swapping racist images and racial slurs while referring to some Philadelphia neighborhoods as "the hood," or "ghetto.", Executive Editor, American Banker Magazine Community Banking Editor 347-603-6316. ... Kate Berry [email protected] Reporter CFPB; consumer regulation; CRA , Kate Berry Reporter at American Banker 3h A contract agreement between the Defense Department and Navy Federal to provide banking services to military personnel serving abroad faces an obstacle ..., Dec 17, 2020 · Kate Berry joined American Banker in 2006 and has covered the CFPB since 2016. Kate shares her perspective on the controversy over Leandra English’s appointment as Acting Director, Director Kraninger’s approach to her leadership role, the Seila Law decision’s impact, President-elect Biden’s possible candidates for CFPB Director, the ... , Oct 16, 2019 · Dems unload on CFPB’s Kraninger: ‘You are absolutely worthless’. Consumer Financial Protection Bureau Director Kathy Kraninger faced a barrage of questions Wednesday from lawmakers on the House Financial Services Committee covering everything from the agency's constitutionality to why it has not demanded refunds for consumers in recent ... , [email protected]. linkedin. kate-berry-aa69353. December 06, 2018, 12:46 p.m. EST . 1 Min Read. Facebook; Twitter; ... In this annual list, American Banker examines key metrics of the 10 highest performing small regional banks. The Most Influential Women in Payments: Next, 2023., 6 American Banker, "Comerica scrambles to address fraud in prepaid benefits program," Kate Berry, ..., [email protected]. linkedin. kate-berry-aa69353. March 10, 2021, 5:24 p.m. EST . 7 Min Read. Facebook; Twitter; LinkedIn; Email; ... MORE FROM AMERICAN BANKER. Payments. NCR is now two companies, Revolut adds security pros . NCR has completed the spinoff of its ATM business, Revolut doubles its number of fraud …, [email protected]. linkedin. kate-berry-aa69353. October 22, 2020, 5:04 p.m. EDT . 1 Min Read. Facebook; Twitter; LinkedIn; ... American Banker is proud to recognize, in its third annual Most Influential Women in Payments, Next, the women under 40 who have demonstrated expertise, leadership skills and an ability to adapt in an ever ..., Feb 23, 2022 · February 22, 2022, 7:32 p.m. EST 12 Min Read. Federal regulators are investigating Bank of America for its role in administering government benefits under a California program that was plagued by fraud at the height of the COVID-19 pandemic. Kate Berry. , American Banker. , Kate Berry Reporter at American Banker 3h A contract agreement between the Defense Department and Navy Federal to provide banking services to military personnel serving abroad faces an obstacle ..., California couple held off foreclosure for 13 years in mortgage servicer nightmare. A California couple that hasn't made a mortgage payment since 2009 will finally be forced out of their $1.7 million home after a state court ruled last month that they had exhausted repeated appeals, paving the way for their servicer CitiMortgage to foreclose on ..., Executive Editor, American Banker Magazine Community Banking Editor 347-603-6316. ... Kate Berry [email protected] Reporter CFPB; consumer regulation; CRA , Critics of the Federal Home Loan Bank System are claiming that the banking cooperative is receiving billions of dollars a year in corporate welfare while providing a negligible return to taxpayers in funding affordable housing programs. As the Federal Home Loan banks undergo the first review in nearly 100 years, more critics are suggesting that ..., DTCC to buy Securrency as asset tokenization rises on Wall Street. The global clearinghouse inked the deal with Securrency as part of its push to expand the use of the emerging technology in capital markets. By Catherine Leffert. The closely watched case — which goes to the heart of how the Consumer Financial Protection Bureau operates ..., October 29, 2021, 2:13 p.m. EDT 2 Min Read. The Consumer Financial Protection Bureau announced the hiring of two former Obama administration officials as the agency's supervision and enforcement chiefs. Kate Berry. , American Banker. For reprint and licensing requests for this article, click here. Regulation and compliance Politics and policy., [email protected]. linkedin. kate-berry-aa69353. September 06, 2023, 4:42 p.m. EDT . 3 Min Read. Facebook; Twitter; ... In 2014, American Banker reported that CFPB documents showed African-Americans and other minority employees were more likely to have lower scores on performance reviews than their white counterparts. A number of …, Apr 11, 2023 · The company had $109.3 billion of assets as of Dec. 31, 2022. April 12, 2023 12:23 PM EDT. Banks could be in for a long, slow trickle of bank failures and consolidation in the coming months and years, particularly if inflation persists and interest rates keep rising. A downturn in commercial real estate could add to banks' problems.