Myfico prequalify

It's finally going to be here soon and luckily within the window Ford is offering 0% for 72 Months. I'm a little nervous about qualifying for it since I've never owned a Ford before (I know FMC likes loyalty). I'll try to give as many details as possible. Truck after tax title tag etc.: 57,000. Trade in Value: 37,000 - 20,000 payoff = 17,000 ...

Re: Denied yesterday for Amazon but pre-approved today? Chase will no longer approve 2 applications submitted on the same day. That policy change helped kill what was euphamistically known as the Chase double-dip (supplanted by the Modified double-dip, which is tied to applications submitted 1 day apart).Here's how to plan a Disneyland vacation -- whether you're looking for a budget option, midrange expense or plan to go all-out. Update: Some offers mentioned below are no longer av...I recently used the AmEx prequalify link and to my surprise it was showing 3 offers, the Delta Gold Skymiles, Blue Cash Preferred, and Platinum Card. I find this hard to believe with my FICO 08 scores being 644-647 across different bureaus. Is AmEx just promoting their cards or is the prequalify p...All of the verbiage about entering your info to prequalify and how it works and all that stuff is still there, so it looks like they're still encouraging you to do it but when you go to actually try, that part of the page isn't working. I could be totally off, but just a guess. FICO 8 Sep '23 EX 755 EQ 765 TU 739. TCL $199,800.Last month (July 11th), I was pre-approved for up to the Savor One. I decided to apply for the Savor One and was declined. Since then, I've added $7,750 in available credit to my profile + I was given an auto-CLI on my QS1 from $750 to $2,250 (after months of CLI denials). I decided to check the Capital One pre-approval site today and was ...Aug 10, 2021 · Last month (July 11th), I was pre-approved for up to the Savor One. I decided to apply for the Savor One and was declined. Since then, I've added $7,750 in available credit to my profile + I was given an auto-CLI on my QS1 from $750 to $2,250 (after months of CLI denials). I decided to check the Capital One pre-approval site today and was ...The Bottom Line. Getting prequalified for a mortgage won't hurt your credit score and has numerous benefits, especially if you're competing against multiple buyers …Apr 7, 2010 · Without your credit scores, they can't prequalify you for anything - especially if it is a conventional loan. If it's FHA, they will need to know if your middle score is above 620. I would pull a new report and see what's updated before you go. Starting Score: 627 EQ, 621 TU - 11/15/08. Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender ...

Rebuilding since September 2020. who i burned - chase, cap 1, TD bank, Sync, were the biggies. Income 40k. Total utilization around 20 pct depending on my current usage/needs. Ficos in the 680 - 690 range, the 9's slightly higher than the 8's. My vantage scores 708 - 711.Re: Amex Blacklisted yet pre-qualify. Its possible that you've been removed from the blacklist. The only way to find out for sure it to apply for one of the pre-approved cards. If you're still on the blacklist it will be an automatic denial with no hard pull/inquiry. Message 4 of 10. 1 Kudo.I would say about a week later, they got an approval from Regional Acceptance Corp. My interest rate was 16%, monthly payments 535.00, for 60 months. Ironically i was able to get the car with no down payment. At the time Ford was offering a 1500.00 rebate, but the dealer was still trying to get a down payment from me.Re: Bank of America pre-qualify site...how accurate? The new BOA pre qual site is nothing but BS. I've banked with them since they were NationsBank and they never prequal me for anything. Lo and behold I look at my account on my desktop today, click the link and the re-design makes it look as if I'm prequalified for every single card they offer.Nov 14, 2019 · Re: HSBC approval through their pre-qualify site... >3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671. Saw it posted here that HSBC had a site ( link ) that one can use to pre-qualify. Thought I would just " check it out " and we - 5808619.I know discover, cap one, amex, Gemini, and X1 have pre-approval but are there anymore that you recommend? Google can be iffy sometimes when it comes to Pre-approvals at the credit union level so im hoping you can share your recommendations. also, I noticed a lot of NFCU approvals recently. Do yo...

Chase Prequalify "RESPOND" offer I am over 5/24 so I am sure this is a moot point but when I login to Chase and go to my offers it shows me "You may be pre-approved" and login for offers. I see a bunch of cards that say "Apply" but the top one is Freedom Flex and the button states: "Respond" ... All FICO ® Score products made available on ...The reason I asked is that Paypal credit by Comenity that is hidden does not send pre-approvals via mail while the one for Synchrony does. And those with Synchrony reports to the credit bureau. If you look closely on the mailer that came through the mail, it will tell you what company is issuing the card if approved. Message 6 of 9. 0 Kudos.So we are all well aware of the many companies that have "Pre Qualify Links" such as Chase, Citi, Cap One (which are all - 4430408Re: Best Buy Pre approval. an always consolidate the cards together, I have done that with HSBC before without any issues. They will mail you a form and you list all of the cards you want to consolidate under the specific primary card and they will roll them all together. 03-29-2010 12:22 PM.ive recently been able to aquire CLI's with just about every card i have, except cap1. i have multiple cards including penfed, ppc, & fnbo with 10k+ limits. my utilization sits at 3%. i have 2 cap1 starter cards which are obviously in the bucket. no hope if growing, its been 3 years. do th...

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QuickBooks Online is best for small businesses seeking a full-featured accounting software, while QuickBooks Self-Employed is ideal for freelancers. Accounting | Versus REVIEWED BY...Can't submit prequalifying request for Chase Amazon Visa credit card on Amazon site. Response is "Can't obtain credit report". Called Chase...they are unaware of this circumstance. They suggested calling Amazon. Amazon has no idea...they suggested calling Chase. Kind of difficult to resolve when bot...When I go to their prequalify page, I receive a message stating they did not have any prequalify offers for me, but I could apply. Confused. If I did not prequalify, why bother applying? Looking for a Sapphire card. 740ish score. I did burn them 8 years ago in C13 which has since been removed from ...I was pre-approved for the Ulta card around the Summer of 2016 when my scores were around 665. I was notified of the pre-approval in-store, so I don't remember if they differentiated between the store card and the mastercard at the time. However, since I knew I was pre-approved for something and wanted a higher SL, I wound up applying online ...

Re: Capital One Pre Qualified vs Pre Approved? Yes it won't say pre approved it will say pre qualified go head and apply ther pretty solid on there pre qualifying offers GOOD LUCK. 02-13-2016 04:55 PM.Re: Bread Financial/Commenity pre-approval. Comenity is much like Synchrony. IME, their products don't have the same approval odds across-the-board. I currently have six Comenity cards V/S, AAA Visa, Bread Cashback AMEX, Full Beaty, Toyota, & Comenity M/C. I have applied for others w/ a no-go, such as Chevron.While we're always using our brains, we're not necessarily doing much to keep them in good shape. Here are the top ten sites and tools to train your brain and exercise your mental ...Find out if you're pre-qualified for a Discover credit card by checking our pre-approved offers for you; it's free and does not affect your credit score to check.There pre qual is over the phone not on their site. You can be in any state to join as long as you have some kind of connection with the military or DOD. What national credit unions that offer pre qualify credit cards? These would be the one who take anywhere in the US. - 5940255.Re: Blaze MasterCard - Pre-Approval Mail Offer. with the cards in your sig i wouldnt touch anything in the likes of credit one. AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver ...NFCU Flagship Rewards Visa Approval. Today I was approved for the NFCU Flagship Rewards Visa Signature with a $12,500SL and 13.49%APR! Sub offer is 1 year Amazon Prime membership and $0AF for first year, $49AF Therafter. Not anything spectacular, but welcome. I had just obtained my membership this morning through the relation of an immediate ...Rewards: Earn 5% cash back on up to $1,500 in combined purchases in categories that rotate quarterly (requires activation), 5% cash back on travel purchased …Capital One Auto Navigator - denied. Hi. I was just declined by Capital One Auto Navigator for pre-qualification. My scores are in the 715 to 720 range, a bit up from my sig. Current balances are $0 to $300 with a single home loan payment of $3,500 and income at $150,000, same employer 7+ years. Inquiries are in the table below.And here are details for the credit card we will send you, once your information has been validated.*. Credit Card Approval Details. Card Type: Visa Platinum-Advantage Rewards. Approved Credit Limit: $20,000.00. Approved Rate: 9.400% APR**. Minimum Payment: 2% of your total balance, or $25, whichever is greater.Re: How solid would a preapproval from Zales be? My scores suck right now, but I went ahead and applied and was approved for $4000 Starting limit. Message 3 of 4. 2 Kudos.

FNBO Pre-Qualification. My wife Prequalified about a week and a half ago for thier lowest rate and max SL of 15K. She opened a Chase Amazon and Citi CC cards and then rechecked the prequal site 2 days later and was still prequalified for the same amount and APR. Application went to review and then a few days later she was denied.

Last month (July 11th), I was pre-approved for up to the Savor One. I decided to apply for the Savor One and was declined. Since then, I've added $7,750 in available credit to my profile + I was given an auto-CLI on my QS1 from $750 to $2,250 (after months of CLI denials). I decided to check the Capital One pre-approval site today and was ...Use the credit card link on the site. A lot of times people get no pre approvals through the link upthread but do in other places I mentioned and are ultimately approved. July 2020. Experian Fico 8. 707. Transunion Fico 8. 705. Equifax Fico 8. 724. Capital one QS1. $2450. Discover IT Cashback. $12,000. PNC cash rewards signature Visa. $17,500.CreditMagic7. Mega Contributor. 03-19-2014 01:13 PM. Kroger Visa Rewards Pre (qualify) mailer. Hey Forum. Bring on Spring. Yesterday i find in the mail only my 2nd ever prequalify type offer from US Bank in the green Kroger type card. Some of you know the one, with the 0% 9 month deal & .25 cents off Kroger affiliate gas stations …adding image that capitalone pre qualify is still there for me. Capital One pre-qualify is still there, but only for their 3 subprime cards. "We only consider your eligibility for three credit cards-QuicksilverOne, Platinum and Secured Mastercard®." ... All FICO ® Score products made available on myFICO.com include a FICO ...NFCU Pre-Qualify. So I decided to check the pre-qualify page at NFCU tonight to see if anything had changed recently. When I first applied back on May 21st, it told me that I only qualified for a secured card. I applied for a regular Go Rewards card anyway and it was approved with just a $700 credit limit.Re: Pre qualified for a Texaco Chevron credit card? ++1. Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200. Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019.Are you in need of a bill counting machine? Check these out to make counting your cash much more efficient and less time-consuming for your business. If you buy something through o...I was at Sam's the other day, and I was pre-approved at the register. Answered all the questions and was approved for the Sam's Discover with $2500. So far no HP for the acceptance. Go for it, I'm sure you'll be fine. 01/06/2015 Walmart TU 726. 01/06/2015MyFico EQ 705. 01/10/2014 USAA FAKO EX 728, EQ 728, TU 728.Today, I logged into the dashboard and was greeted with a pre-qualified offer. In the offer, it also states "You're approved for a low-rate credit card from PenFed". The offer also has a single interest rate rather than a range (13.49-17.99% is what's offered on this card). Regardless of this, I am doubtful that this would actually go the way I ...Was just messing around with pre qualifiers and had a pre qualified offer for the chase Amazon rewards prime visa. Had a single APR no ranges I know that's usually a good sign. anyway, my question is how reliable is chase's pre qualify? My credit isn't strong it's at 630-660 across all three and I'm not looking to add any inquiries for no reason.

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And here are details for the credit card we will send you, once your information has been validated.*. Credit Card Approval Details. Card Type: Visa Platinum-Advantage Rewards. Approved Credit Limit: $20,000.00. Approved Rate: 9.400% APR**. Minimum Payment: 2% of your total balance, or $25, whichever is greater.Re: Prequalified for Kohl's but didn't proceed. It grows fast, mine 300 - 1500 in 14 months. i put some spend on it every few months. Something to consider, right now kohls mgmt and cap 1 are in discussions to possibly start a new line of cc's mc/visa cobranded kohls some time in 2023. { BK7 DC 12/2019 } target 1300/ kohls Visa 7000/ discover ...I was at Sam's the other day, and I was pre-approved at the register. Answered all the questions and was approved for the Sam's Discover with $2500. So far no HP for the acceptance. Go for it, I'm sure you'll be fine. 01/06/2015 Walmart TU 726. 01/06/2015MyFico EQ 705. 01/10/2014 USAA FAKO EX 728, EQ 728, TU 728.If I remember right with a preapproval it's a SP for a new card but if it's a CLI preapproval for $10K or more there will be a HP. Someone with a more recent experience should chime in though and either confirm or correct me. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club.Today I prequalified for a loan at 13k. Exactly 50 percent of it was to be applied directly to credits resulting in a savings on the loan interest of 0.25%. You could save another 0.25 with autopay. ... All FICO ® Score products made available on myFICO.com include a FICO ...Re: Walgreens credit card. @CountryLivin wrote: @House1204 wrote: I also got the 7-10 day message. I called in and talked to a csr and got approved. The number I called was 855-842-3593.I know discover, cap one, amex, Gemini, and X1 have pre-approval but are there anymore that you recommend? Google can be iffy sometimes when it comes to Pre-approvals at the credit union level so im hoping you can share your recommendations. also, I noticed a lot of NFCU approvals recently. Do yo...Feb 21, 2018 · PenFed Pathfinder: $15000. BofA Platinum Plus: $9100. Chase Sapphire Preferred: $9000. Chase Freedom Unlimited: $6400. Amazon Prime Store Card: $5000. BofA Cash Rewards: $1500. Capital One Platinum: $1500. Home Depot: $500. My Credit Rebuild.I've been checking the Chase pre-qualify site weekly for a month. Finally I got the green light, and like FadedIdea, I had 4 offers so I went for it. After bracing myself for a super low limit or even a denial. I received a approval for $3500. My mouth hit the floor, this is my highest so far. I have a card through my CU with a 2000 limit.Visit the American Express website and select the card you want to apply for. Click on Apply Now and fill out the form with your personal information. Click on Continue to Terms at the bottom of ...Nov 29, 2021 · I did the amazon prime visa signature pre-qualification and it came up as pre-qualified. I know it doesn't mean 100% approval , but it did have a APR of 22.24% . 5/24 status : 1/24. I have a checking/savings account with chase - paychecks and deposits regularly go there. Been banking with them for a few months.Capital One Auto Navigator - denied. Hi. I was just declined by Capital One Auto Navigator for pre-qualification. My scores are in the 715 to 720 range, a bit up from my sig. Current balances are $0 to $300 with a single home loan payment of $3,500 and income at $150,000, same employer 7+ years. Inquiries are in the table below. ….

Can someone list all the card companies that do prequalify? Incluse which site are real prequalify and which ones dont! - 4416089Denied CLI on my Power Cash Rewards but was supposedly prequalified for $10k new card. Prequalified Monday, got the 24-48 hr email Monday night at 9:30 pm. Still under review and expecting another denial. PenFed doesn't seem to give me any love these days. No biggie but it seems like the prequalify is not very accurate.Re: Amazon Prime Visa (Chase) Pre-Qualify. Ok....Today I called each of the Chase numbers below and got a different messags/status: 888-338-2586 - 30 days (still reviewing) 888-432-3117 - 30 days (still reviewing) 800-945-2006 - 7-10 days (still reviewing) 888-270-2127- 7-10 days (still reviewing) - spoke to rep who asked to text code to phone ...Capital One Auto Navigator - denied. Hi. I was just declined by Capital One Auto Navigator for pre-qualification. My scores are in the 715 to 720 range, a bit up from my sig. Current balances are $0 to $300 with a single home loan payment of $3,500 and income at $150,000, same employer 7+ years. Inquiries are in the table below.Re: New AmEx Pre-Qualify Tool for Business Cards Nada for me. 1 amex biz revolver and 1 amex personal revolver, both a month and a half old, biz is 1 year old. Message 9 of 37FNBO Pre-Qualification. My wife Prequalified about a week and a half ago for thier lowest rate and max SL of 15K. She opened a Chase Amazon and Citi CC cards and then rechecked the prequal site 2 days later and was still prequalified for the same amount and APR. Application went to review and then a few days later she was denied.I was just using it as a reference for the SP application that actually shows you what your offer is with out taking a HP. I wish every credit card had this process. I don't want to know if I'm pre-qualified for a card I want to know if I'm qualified and what my offer is before I move forward with a certain cc.You can typically find out if you prequalify for a credit card when you: Check your mail for prescreened offers. Prescreened offers show up in both your email inbox and your actual mailbox because ... Myfico prequalify, So I just joined Navy Fed about 2 weeks ago from an invitation from my gf and we decided to apply for a joint mortage. We applied for $469k based on a house we have been looking at. They used my middle mortage score of 738 Experian, her middle score is 749 Equifax. Based on our income our loan officer was comfortable giving us a max $500k, 0 Down., There's no way to force a pre-approval. I've been with PenFed for many years and I've never received a pre-approval for an auto loan. With that being said, I've never had any of my auto loans be declined either. If you really want to use them just apply as you may be waiting many, many years if you're hoping for a pre-approval to come your way., Re: Prequalify for credit cards. @razzy116 The alert occurs after the score increase/decrease so the "system" already has the new scores. But note that some lenders use soft pulls for pre-qualification while others use their own databases which might not update frequently. Insuch cases you might need to wait up to a month before their system ..., Doesn't say anything about pre-qualified or pre-approved, just apply now. Starting Score: ~670 Current Score:~684 Goal Score: 750 Take the myFICO Fitness Challenge. Message 11 of 18 1 Kudo Reply. Eric958. Established Contributor ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ..., pre-approved for Williams Sonoma Store but on Cap1 BL. So I have tried several times to get the SCT to work for Williams Sonoma with no luck. Got back from vacation today and found a pre-approval letter from Comenity ... went online and was pre-approved for 1500 SL so was pretty happy. The question is what happens when the card is acquired by ..., Mar 24, 2022 · Re: Navy Federal denied despite prequalified for several cards. I think you're overreacting a bit because of the denial, IMO. No prequalification with any lender anywhere is 100%. I personally wouldn't shut down all my Navy accounts just because of a CC app denial., Discover IT Miles. All three cards have the following: 0% intro APR † for 14 months on purchases. Then 20.99% standard variable purchase APR will apply. Should I pull the trigger? Ive been gardening and only had Ollo (600CL) and Merrick Bank (1150CL) since Nov 2019, I was just recently approved for Wayfair (900CL)., BB&T Bright Credit Card Approval - From Prequalify. First time prequalify screen showed i am pre approved for all three bb&t cards (though i already have 2 of them). It also showed 20K miles for the travel card. Not sure they award the sign up bonus again if i have the card already. Anyway applied for Bright card which is like 0% interest for ..., Unfortuantely, I have been able to get back into the good graces of Discover and American Express- everytime I checked to see if I'd prequalify for a credit card, I was declined....until recently. I randomly checked American Express' prequalify website, and pre-qualified for 3 cards. I applied for one of them, their amex gold card, and was ..., You can have a prequalification or preapproval and still be denied. Question I go to Amex preapproval site from time to time. I always get message that No cards are a match for me. I figured I would try - 6299998., The AmEx prequal is actually a very solid one unless you have extenuating reported information. The short version is go for it and be careful at which merchants you use it. TU:836 07/20/23 Bank of America--EX: 841 08/23/23 Experian--EQ:832 08/21/23 myFICO--Gardening since N/A. Active:, Re: What was your Amex Pre-qualification results. 3/2018 - Prequal BCE - approved $1K. 6/2019 - Prequal Cash Magnet - approved $1K (and immediately approved for 3X CLI) 9/2019 - Preapproved BCP - approved $2200. In my experience the prequal has been solid. The two times I applied without a prequal or preapproval ended in denial., There are a solid 13 to 14 different banks on this list -multiple cards offered by Comenity and Citi. Dell Financial is backed by Web Bank. No reason for anyone to waste hard pull inquiries especially if you are in the rebuilding stage - If a soft pull does not bring up an offer, check another bank out before you waste a hard pull - Most of you ..., Out of all my cards the only one I was pre-qualified for was the Citi TY Preferred. Even then, I didn't get an offer in the mail, I checked the website one day because I was bored. So yes, it is possible to get a card even if you're not pre-qualified. What matters more is her credit history. 630 is a bit on the lower side so we'll need more info., Does this mean my business has been prequalified? I do not see any APR or anything however. - 3750815, Prequalified Auto Loan? My son is looking to buy a car from a family member (not a dealer) at a very good price but he does not have enough to completely pay for it and is looking to either: 1. Get a personal loan using the car as collateral. 2. Get an auto loan. Difference would only be around 3K for 9K vehicle., Get ratings and reviews for the top 10 foundation companies in Columbus, OH. Helping you find the best foundation companies for the job. Expert Advice On Improving Your Home All Pr..., Chase Prequalify "RESPOND" offer I am over 5/24 so I am sure this is a moot point but when I login to Chase and go to my offers it shows me " You may be pre-approved" and login for offers. I see a bunch of cards that say "Apply" but the top one is Freedom Flex and the button states: "Respond", re: penfed pre qualify card link The pre-qual "worked" on the Gold card (got the pre-approval for $6,000 and that's what I was approved for). I also was pre-approved for the PCR at $7,500 but that one went pending and was ultimately denied., I remember getting approved originally for 700 but I wanted to buy a fridge in store so they gave me 4k after I called. That card is now a 12k card. I've been looking for a pre-qualify link for lowes and can't find one, just the full application. Does anyone know if there is a - 5283514., Conversely there probably aren't many data points tied to outcomes after a true directed preapproval like that which you requested but if it were me and I got a positive response from your request I'd probably go ahead and pull the trigger. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850. FICO 9 (EX) 850 (TU) 850 (EQ) 850., 08-03-2023 01:40 PM. Burned Penfed But Pre-Qualified For Auto Loan. In 2019, I filed CH7 BK and included Penfed. I had a $5,000 credit card balance with them and an auto loan. I did not reaffirm that auto loan; instead, I continued to make payments to them (that did not report to the bureaus) until the loan was completely paid off., Find out if you're pre-qualified for a Discover credit card by checking our pre-approved offers for you; it's free and does not affect your credit score to check., Know how much you can get preapproved for. Get your FICO® scores now and see how much you can borrow. Taking the time to get preapproved will make you a more …, Re: Prequalified for Kohl's but didn't proceed. It grows fast, mine 300 - 1500 in 14 months. i put some spend on it every few months. Something to consider, right now kohls mgmt and cap 1 are in discussions to possibly start a new line of cc's mc/visa cobranded kohls some time in 2023. { BK7 DC 12/2019 } target 1300/ kohls Visa 7000/ discover ..., I just applied for the Patelco Visa Gold and was approved, but with the conditions: Credit Card - Visa Gold Var ($5,000 - $25,000) A signed Patelco loan application is required prior to final approval. Credit Card - Visa Gold Var ($5,000 - $25,000) Close Patelco Visa Classic/Visa Gold and transfer balance, if any., @razzy116 wrote:. I went to the Discover prequalify site and it was the first time that it did'nt say past excisting account cause i paid the collection that i owed. it did say about 2 collections that i have which i am paying and a couple of charge offs that i have, i"m glad it does"nt say past excisting account. once i"m done with the collections and charge offs i should be good to go., All of the verbiage about entering your info to prequalify and how it works and all that stuff is still there, so it looks like they're still encouraging you to do it but when you go to actually try, that part of the page isn't working. I could be totally off, but just a guess. FICO 8 Sep '23 EX 755 EQ 765 TU 739. TCL $199,800., But taking HP's and keeping the card open for a year and then closing it, ehhh. I guess there isnt a long term effect credit wise. it just seems like a hassle to do it all the time. I bank with Citi. Lately when I log off I get the "see if you prequalify" screen. It brought up the Simplicity card and an - 3367277., EQ and TU are over 700, Equifax is slightly under 700. American Express prequalified offers are generally very reliable but people can and do still get denied. As for the value of 50K MR points, they can be worth well over $1K if used in the most beneficial way which is transferred to travel partners., Jan 10, 2018 · Background: 800-ish FICO scores, 15% utilization according to Chase, 32-year credit history, only one Chase credit card (IHG Select - Lowered CL from $21K to $15k pro-actively), currently 5/25 until next month, but have also had checking, savings and a student loan in the past with them. Message 8 of 16. 1 Kudo. FinStar., I tried the prequalify site for FNBO a few days ago, and I received $15k at 18.24 APR. 760+ FICO for all 3 CRA, and 4 combined inquiries for all 3 as well (0 EQ, 2 EX, 2 TU). No baddies on any report. I just wanted to see what I would get offered. Hopefully that gives you some insight., Chase Prequalify "RESPOND" offer I am over 5/24 so I am sure this is a moot point but when I login to Chase and go to my offers it shows me "You may be pre-approved" and login for offers. I see a bunch of cards that say "Apply" but the top one is Freedom Flex and the button states: "Respond" ... All FICO ® Score products made available on ...