Ny protection 360 tier 5 te

Thing do T-Mobile Phone Indemnity coverage? Will it excellence getting such type of insurance. We've gathered all the important info in one place! Take a see!

Ny protection 360 tier 5 te. Additional Features Tech Support, Prot .<360> App, Anti-Virus/ID Prot , Screen Protector replacement Equipment Provided Replacement device and standard battery AppleCare – will always receive same m/m Deductibles Tier 1: Tier 2: Tier 3: Tier 4: Tier 5/BYOD: Tier 6 Ship Device to Store Yes, ONLY for S&R tech damaged device AND loaner

If you have any questions regarding how to determine an annual wage for a new employee, please email our Employer Reporting staff at [email protected]. (Rev. 2/20) Tier 6 Benefit Information. Contribution rates of Tier 6 members are based on the wages they earn. Here is how they are calculated.

New York Codes, Rules and Regulations ... Each multi-tier program filing shall contain a general overview of the insurer's business plan that considers ... $50,000 personal injury protection, and $25,000/50,000 uninsured motorists) or a comparable combined single limit, for an adult male, age 35, in the highest rated tier and the corresponding ...You’ll get a lot of people on this thread who will advise against it. However…. The other side of it is that the cost of protection 360 over a single year is $216. The most expensive iPhones are $1,100 or more so if something happened and you have to buy the phone again you have spent $2,200 on a single model of phone.June 27, 2022 — This legislative session PEF was instrumental in securing the first improvements to the Tier 5 and 6 pension plans since their inception more than a decade ago. In coordination with the New York State AFL-CIO, NYSUT, CSEA and other unions, PEF's elected leadership, the statewide Political Action Committee and rank-and-file members...Protection. 360>® Summary of Program Fees ... DuraForceXD 3 Watch Series 3 Watch Series 5 Garmin Tier LG Tier iPad Air Garminfone 3 iPad Mini 3 450 iPad Pro 9.7 GEOTAB Tier Aristo iPhone 6 Aristo 2 PLUS 4 GO8 iPhone 6 Plus 1 Aristo 4+ iPhone 6s Plus SyncUP FLEET Aristo 5 dLite iPhone 7, iPhone 7 Plus 1 Watch Series 4 Google Tier …If you switch your device to one that is classified in another tier, and as device depreciation adjustments are made, the monthly charge for your new tier will be reflected on your T-Mobile bill. ... 2 Applies to Protection<360>, Basic Device Protection, and Insurance Protection Plan (NY only) customers only. There's a $29 screen-only repair ...

I couldn’t find anywhere online what exactly the Service Contract Device Protection Plan or NY Premium Warranty Tier 5 TE covers; so I called T-Mobile customer service. They tell me the plan covers accidental damage and loss/theft with deductibles the same as 360. I didn’t believe them so I did more...We provide elite Executive Protection Specialists who possess remarkable protection skill sets and outstanding client-first customer service skills. When you hire our NYC bodyguards you are receiving the best executive protection service in New York City. We can provide an extensive list of references at your request.SubPart 360-5 - ELIGIBILITY BASED ON DISABILITY. SubPart 360-6 - ENTITLEMENT TO MEDICAL ASSISTANCE. SubPart 360-7 - PAYMENT FOR MA SERVICES. SubPart 360-8 - CONFIDENTIALITY OF HIV- AND AIDS-RELATED INFORMATION. SubPart 360-9 - Catastrophic Health Care Expense Program. SubPart 360-10 - Medicaid Managed Care Programs. Subpart 360-11 REPEALED.Individuals applying to public trust positions will fill out an SF-85P. While the Tier 4 Investigation uses Standard Form 85P, the Tier 5 Investigation for TS/SCI level positions utilizes Standard Form 86. In short, the Tier 5 Investigation will be much more in depth and your investigation will start from scratch, even if you have a Tier 4 ...In today’s digital age, where cyber threats are becoming increasingly sophisticated, protecting your privacy and data has never been more crucial. One of the most effective ways to...Members in regular retirement plans can retire with full benefits at the age specified by their plan, or choose to retire as early as age 55 with a reduction for early retirement.*. *Tier 1 members can retire at age 55 without a benefit reduction. Retirement System and Tier. Retirement Age for Full Benefit. ERS Tiers 2, 3, 4 and 5. 62. ERS Tier 6.

Tier 5: January 9, 2010 through March 31, 2012: Tier 6: April 1, 2012 or after *PFRS members who joined July 1, 2009 through January 8, 2010, and did not elect to be covered by Article 22 (i.e., did not opt into Tier 5), can be covered by Article 11 or Article 14 benefits, depending on their retirement plan election.T-Mobile Protection 360 is a comprehensive protection plan offered by T-Mobile that covers your device against accidental damage, loss, and theft. The plan …New York, often called New York City [b] or simply NYC, is the most populous city in the United States, located at the southern tip of New York State on one of the world's largest natural harbors. The city comprises five boroughs, each of which is coextensive with a respective county. New York is a global center of finance [11] and commerce ...T-Mobile recently launched a new program called Protection 360 (sometimes spelled Protection.) It is a more comprehensive program than the cell phone provider has ever offered before. The program is a comprehensive device protection program, designed to protect the data on a user's cell phone as well as the phone itself. For a monthly fee, the company will provide this protection ...New York, often called New York City [b] or simply NYC, is the most populous city in the United States, located at the southern tip of New York State on one of the world's largest natural harbors. The city comprises five boroughs, each of which is coextensive with a respective county. New York is a global center of finance [11] and commerce ...

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Recommended Standards For Water Works, 2018 Edition. "10 States" Policies for the Review and Approval of Plans and Specifications for Public Water Supplies. To receive hard copies of these forms, please contact: Center for Environmental Health. Bureau of Water Supply Protection. Empire State Plaza-Corning Tower, Room 1110. Albany, New York 12237.The information in this document applies to plan offerings in New York. Device Tier Protection<360> Complete Benefits Insurance Device Protection Only Service Contract Device Protection Only 1 $7 $3.25 $4.15 2 $9 $5.00 $4.50 3 $13 $8.00 $6.00 4 $16 $10.00 $7.00 5 and BYOD $18 $12.00 $7.00 6 $25 $15.50 $11.00 PROTECTION. UPGRADES. …Basic Device Protection costs $1 less per month per tier than Protection 360, so it ranges from $6 to $14 per month (BYOD phones are considered Tier 5). Note that accidental damage deductibles for Tier 4 and 5 phones are $149 and $249, versus $99 on the Protection 360 plan, so if you have an expensive phone it might be worth paying the ...Protection 360 included the standard AppleCare+ plan on iPhones. It also adds loss and theft coverage through Assurant, and free screen protector replacements if you purchase them through T-Mobile. And then also allows you to upgrade to a new phone by trading in your current phone after paying off half of it (you don’t qualify for promos if ...

Protection 360® is quiet safe to use but use with caution. This is based on our NLP (Natural language processing) analysis of over 28,215 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.5/5 . Justuseapp Safety Score for Protection 360 Is 23.9/100.Tier 2. July 31, 1973, through June 30, 2009. Tier 3. July 1, 2009, through January 8, 2010*. Tier 5. January 9, 2010, through March 31, 2012. Tier 6. April 1, 2012 or after. *PFRS members, who joined July 1, 2009, through January 8, 2010, and did not elect to be covered by Article 22 (that is, did not opt into Tier 5), can be covered by either ...Protection<360>® Protection<360>® is T-Mobile’s most comprehensive protection plan for your device. The plan covers accidental damage, loss, and theft. The monthly cost of Protection<360>® varies depending on the device you own, ranging from $7 to $25 per month plus tax. You can enroll in Protection<360>® when you purchase …Just bought a note 9 from Tmobile Costs $999 2 Years of protection costs $360 Accidentally losing it cost $250 (even if you paid 360 after 2 years) Accidental damage is $100, your item is not repaired, you are given a burnished model. If you lose your phone after 2 years, that would have cost you $610 total to get a refurbished phone of a note ...09-08-2021 • 17 min read. The tight end position is essentially the polar opposite of wide receiver. This is undoubtedly the most top-heavy position in fantasy football, with a significant gap ...For AppleCare (included with Protection 360) The screen is 29$ anything else is $99 In your case since the front and back is broken it would be a $99 deductible, from what I've seen is if the back glass is broken as well as the front. They'll just replace the entire phone. 4. Reply.Experience Creekside Courts in Herkimer, NY. Located at 360 Protection Ave in Herkimer, this community has so much to offer its residents. At Creekside Courts, you'll experience a wide variety in options of amenities and features like high-speed internet access, convenient on-site parking options, and smoke free options. Here at this community, the leasing staff will assist you in finding your ...Coordinated Plan information for ERS Tier 6 members under Article 15. Cost-of-Living Adjustment. 1-06-itemsaffectpen-3019000 ... The State of New York, its officers, employees, and/or agents are not liable to you, or to third parties, for damages or losses of any kind arising out of, or in connection with, the use or performance of such ...Computer security is a big concern for many people these days. With threats like viruses, spyware, and other online dangers becoming more prevalent and complex, it’s important that...Business title. Tier I Service Technician Analyst. Experience level: Experienced (non-manager) Number of positions. 1. Work location. 59-17 Junction Blvd Corona Ny. Category: Technology, Data & Innovation. The New York City Department of Environmental Protection (DEP) protects public health and the environment by supplying clean drinking water ...Coordinated Plan information for ERS Tier 3 and 4 members under Articles 14 and 15. Tier Status. 1-06-membership-2019000 ... The State of New York, its officers, employees, and/or agents are not liable to you, or to third parties, for damages or losses of any kind arising out of, or in connection with, the use or performance of such information

The Great Recession had strained government finances as New York City's pension costs leaped from $1.1 billion to $8.4 billion per year and rose from $368 million to $6.6 billion for state and other local governments over the previous decade. Cuomo argued that raising the retirement age for state workers and teachers and slashing benefits ...

T-Mobile recently launched a new program called Protection 360 (sometimes spelled Protection.) It is a more comprehensive program than the cell phone provider has ever offered before. The program is a comprehensive device protection program, designed to protect the data on a user's cell phone as well as the phone itself. For a monthly fee, the company will provide this protection ...Por un tiempo limitado solamente (4 de abril de 2024 al 26 de junio de 2024), puedes inscribirte en Protection<360> ®. No te lo pierdas, visita tu tienda T-Mobile más cercana o llama al 1-800-937-8997 hoy! X. MENU + MENU - Toggle navigation. Main Navigation. ... Para daños accidentales con Protection<360> (incluida la reparación únicamente ...The second step in arriving at a building's overall risk tier is determining the final risk score. Multiply the impact, vulnerability, and threat ratings to determine the final risk score. The final risk score should range from 24 to 648. Figure 5: Distribution of Buildings by Risk Tier.Today's post looks at PFRS Tier 5. Anyone who joined PFRS from January 9, 2010 through March 31, 2012 is in Tier 5. There were 1,967 PFRS Tier 5 members as of March 31, 2021, making up 5.6 percent of PFRS membership. About Special Plans. Under a regular plan, you need to reach certain age and service requirements to receive your NYSLRS pension.Since the launch of The Crossword in 1942, The Times has captivated solvers by providing engaging word and logic games. In 2014, we introduced The Mini Crossword — followed by Spelling Bee ...Feb 26, 2020 · Tier 5 and BYOD: Current price is $15, updated price will be $18; If you’re paying for Protection 360, you’ll be charged the new rate on your first billing statement on or after April 18th.Got a device thats still unprotected? For a limited time only (April 4 - June 26, 2024), you can enroll in Protection<360> ®.Don't miss out, visit your nearest T-mobile store or call 1-800-937-8997 today!

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Albany, NY 12233-7250. Telephone: (518) 402-8678. E-mail: [email protected]. Hazardous Waste Management Regulations (Parts 370-374, 376) NYS Department of Environmental Conservation. Division of Materials Management. Bureau of Hazardous Waste and Radiation Management. 625 Broadway, Albany, NY 12233-7256.While examining my monthly bill in detail I realized that it was so expensive because I have been paying 18$ per month (for ~ two years) for a Protection <360> Tier 5 TE plan for …T-Mobile Protection 360 is a comprehensive protection plan offered by T-Mobile that covers your device against accidental damage, loss, and theft. The plan …Just bought a note 9 from Tmobile Costs $999 2 Years of protection costs $360 Accidentally losing it cost $250 (even if you paid 360 after 2 years) Accidental damage is $100, your item is not repaired, you are given a burnished model. If you lose your phone after 2 years, that would have cost you $610 total to get a refurbished phone of a note ...24/7 Expert support or start a claim. We’re always ready to help with everything from filing a claim to helping optimize your device to make your Galaxy life easier. Payment options include either 1) monthly payments with continued coverage, or 2) a one-time payment with coverage for 2 years with exception of NY.Police and Fire Plan information for PFRS Tier 1, 2, 3 (Article 11), 5 and 6 members under Sections 375-b and 375-c. Performance of Duty Disability. Eligibility You may be entitled to this disability benefit if you are found permanently disabled as a result of the performance of your duties, regardless of the amount of service you may have.62/5 Retirement Plan for Tier 4 MembersBrochure #946. 62/5 Retirement Plan for Tier 4 Members. The 62/5 Retirement Plan, also referred to as the Basic Tier 4 Plan, allows participants to retire with a full pension at age 62 with at least five years of Credited Service, or with a reduced pension between the ages of 55 and 61.360 protection useless; 360 protection useless. 1 year ago 22 June 2022. 5 replies; 293 views M Mohnihcah First activity; 1 reply I don't understand the real benefit of having insurance when I need to pay monthly to have the cell I previously had and now I am paying more monthly ... (tier 1 support) or by contacting them through either ...Fact Sheet #720. Customer Service Center Call Center Hours Monday-Friday, 8 am - 5 pm (347) 643-3000 Within NYC (877) 669-2377 Toll-Free (347) 643-3501 TTY. The Walk-in Center at 340 Jay Street in downtown Brooklyn is open Monday - Friday, 8 am - 5 pm, for drop off of fully completed forms, answers to quick inquiries, and appointments. ….

Discount for both plans: If you buy both the Insurance Device Protection Plan and the Service Contract Device Protection Plan, you'll get a discount of up to $1.50 on the Insurance Device Protection Plan, depending on the device tier. If the device was bought from another provider: To enroll in the Insurance Device Protection Plan and receive ...Coordinated Plan information for ERS Tier 6 members under Article 15. Cost-of-Living Adjustment. 1-06-itemsaffectpen-3019000 ... The State of New York, its officers, employees, and/or agents are not liable to you, or to third parties, for damages or losses of any kind arising out of, or in connection with, the use or performance of such ...The overtime limit for Tier 5 Employees' Retirement System (ERS) members increases each calendar year by 3 percent. In 2024, the limit for Tier 5 ERS members is $22,688.85. For Tier 5 Police and Fire Retirement System (PFRS) members, the overtime limit is 15 percent of your regular earnings each calendar year.In today’s digital age, where our lives are increasingly intertwined with technology, it is crucial to ensure the security and protection of our personal information. One of the mo...4 Monthly pricing per device for basic Device Protection is Tier 1 = $6, Tier 2 = $8, Tier 3 = $11, Tier 4 = $13, Tier 5 = $14, Tier 6 = $24. If AppleCare Services is provided to you, this service is available during the first 24 months from the date you enroll in Protection<360> and as long as your plan coverage remains uninterrupted. Device TierStarting November 1, T-Mobile's Protection<360> service package will cover five claims of accidental damage, loss, or theft per coverage year, two more than allowed today. Those with Protection ...Overview. These invasive species tiers guide management priorities in each PRISM and across New York State. To generate tiers for hundreds of invasive species, the New York Natural Heritage Program (NYNHP) devised a new method that combines data from iMapInvasives and other sources with invasiveness assessments and expert …What does T-Mobile Phone Insurance cover? Is it worth getting this artist of coverage. We've gathered all the important info in one place! Carry a look! Ny protection 360 tier 5 te, A Tier 6 member is someone who joins the New York City Employees' Retirement System (NYCERS) on or after April 1, 2012, except: ... (4.5% of $76,000) Tier 6 Basic Plan Fact Sheet #718 - Page 2 of 4 ... if you meet the eligibility criteria specified in Article 20 of the New York State Retirement and Social Security Law (RSSL). The cost, It's actually a pretty good card in itself with 2% cash back on any purchases. Provided you pay your cell phone bill with it, you can claim up to one $600 incident per year. The most expensive iPhone to repair is iPhone 13 Pro Max, which Apple charges $329 for glass damage and $599 for all other damages (plus sales tax)., Most relevant to this guide are the Xtreme 4 ($380), the Clip 5 ($80), and the Go 4 ($50). All three feature Auracast, a new technology that allows Bluetooth streaming to multiple speakers—and ..., Your maximum pension factor is unlimited under Tier 4, but is limited to 60% under Tier 3. Tier 5. Your pension factor equals either: a) 1 ⅔% per year if you have less than 25 years of service, or b) 2% per year if you have between 25 and 30 years of service. Under Tier 5, you would receive 1 ½% for each additional service year beyond 30., Basic Device Protection costs $1 save price month per tier than Protection 360, then a ranges out $6 at $14 per month (BYOD telephony are considered Tier 5). Hint that accidental damage deductibles for Tier 4 and 5 phones are $149 and $249, contrast $99 on the Protection 360 plan, so if yours have an expensive phone it might remain worth paying ..., Specialties: 360 Protective Solutions LLC is a premier protective agencybased out of New York, NY. We are service-disabled veteran-owned and have over 25 years of experience within the industry.Our services include residential, corporate, and executiveprotection as well as bodyguards, non-uniformed anduniformed security, background checks, risk assessments, andaccompanying services., Tier 2 Protective Reagents. Harvested from Twistcap Fungus. This is scattered around the region of Brightwood, with clusters to the north of the Settlement, and to its west in Wolfbough. Harvested from Shellbed Fungus. This can only be found scattered around Reekwater, particularly near the region's Settlement and Fort., Over the next thirty years, state and local taxpayers are expected to save a combined total of more than $35 billion. A region-by-region breakdown of projected Tier V pension reform savings outside New York City is available below. Long Island ($8.5 billion in savings); Hudson Valley Region ($6.4 billion in savings); Western New York Region ($2 ..., That’s why we offer a full range of tech care solutions to keep you connected—from protection and repair to installation and expert support.How can we help you today? Asurion is a leading provider of device insurance, warranty & support services for cell phones, consumer electronics & home appliances. Protect your device., This easy-to-use app helps you get the most out of your connected world. Protection<360> by Assurant® lets you: • Access Live Tech Support – Instant access 7 days a week to live tech support via call or chat for all your connected devices. Get help with setup, installation, device-to-device connectivity, Bluetooth, Wi-Fi and more., Your maximum pension factor is unlimited under Tier 4, but is limited to 60% under Tier 3. Tier 5. Your pension factor equals either: a) 1 ⅔% per year if you have less than 25 years of service, or b) 2% per year if you have between 25 and 30 years of service. Under Tier 5, you would receive 1 ½% for each additional service year beyond 30., The New York State Office of the State Comptroller's website is provided in English. However, the "Google Translate" option may help you to read it in other languages. ... For ERS Tier 3, 5 and 6 Members (Article 14-CO) 1-06-servretbene-1011526. Eligibility. To be eligible for a retirement benefit, you must have at least five years of service ..., Mar 24, 2023 · T-Mobile phone insurance plans cost up to $18 plus tax per month. That means a three-year Protection 360 policy could cost over $720 with state and local taxes included. Add in service fees and deductibles of up to $225, and it’s a very costly proposition., Just got a new iPhone from T-mobile, which is financed monthly. I know I declined the Protection 360 service when I did my payment online on their website, but then I received the bill and saw I'm being charged for it. As I read through the detailed bill, it says “Protection 360 Tier 5 TE was added to your line ### via Store Representative on, Our series, NYSLRS - One Tier at a Time, walks through each tier and gives you a quick look at the benefits in both ERS and PFRS. Today's post looks at ERS Tiers 3 and 4. Of our current 650,251 ERS members, 263,561 are in Tiers 3 and 4, representing 40.5 percent of ERS membership. Most ERS Tier 3 and Tier 4 members (unless they are in ..., This booklet is called a Tier 2 Summary Plan Description or SPD for short. It is published by the New York City Employees' Retirement System (NYCERS), and is intended to summarize all of the provisions relating to retirement plans, programs and other benefits offered to New York City employees who became members on or after July 1, 1973 and ..., The least expensive AT&T protection plan is Mobile Insurance. This plan includes protection for accidental damage, hardware malfunctions, theft, and loss for one phone. Same-day screen repairs and next-day device replacement are also included. This plan costs $8.99 a month. The Mobile Protection Pack is AT&T’s middle-tier insurance …, The New York State Office of the State Comptroller's website is provided in English. However, the "Google Translate" option may help you to read it in other languages. ... Most Tier 2 - 6 members can use this calculator. If you are not able to use it (if you are in Tier 1 or in certain special benefit plans, for example), please contact us to ..., There were only 1,043 Tier 1 ERS members and 17 Tier 1 PFRS members. Tier 2: With 18,074 members, Tier 2 represented 2.6 percent of membership. Ninety-four percent of Tier 2 members were in PFRS. Tiers 3 & 4: Tiers 3 and 4, which have similar retirement plans, had 263,734 members, 38.5 percent of the total membership., I've had the Protection 360 for a long time however we've never used, it and since our Amex card has a decent included offer I was thinking of eliminating the Protection 360. However it says you get to JUMP and we do upgrade our phones every year, so if I eliminate the Protection 360 does that mean I eliminate my ability to JUMP? Yes it's ..., An example of a Tier 4 phone is the Google Pixel 6 Pro. The iPhone 13, iPhone 13 Pro Max, and the Galaxy S22 Ultra 5G belong to Tier 5. For a Tier 4 phone, you’ll be paying about $192 a year and $216 for a Tier 5 phone. For two years of protection, you’ll pay about $384 for a tier 4 phone and $432 for a tier 5 phone., Got a device thats still unprotected? For a limited time only (April 4 - June 26, 2024), you can enroll in Protection<360> ®.Don't miss out, visit your nearest T-mobile store or call 1-800-937-8997 today!, Albany, NY 12233-7250. Telephone: (518) 402-8678. E-mail: [email protected]. Hazardous Waste Management Regulations (Parts 370-374, 376) NYS Department of Environmental Conservation. Division of Materials Management. Bureau of Hazardous Waste and Radiation Management. 625 Broadway, Albany, NY 12233-7256., Protection<360> gives you access to both an insurance flat and a assistance contractual plan including Apple Maintain Service for eligible Apple devices. In New York, these choice can be bought separately 1; 1 In Fresh Ork: The Insurance Device Environmental Floor provides covering fork accidental damage, loss, and theft., The New York State Office of the State Comptroller's website is provided in English. However, the "Google Translate" option may help you to read it in other languages. ... Tier 5 and 6 members may retire as early as age 55 and receive a reduced retirement benefit, or delay retirement until age 62 for Tier 5 members or age 63 for Tier 6 members ..., Effective November 1st , 2021, T-Mobile's device protection plan provided by Assurant, Protection <360>® (P <360>), will be getting an upgrade. For customers with insurance or service contract only*, the coverage ends on October 31, 2021. To register at P<360>, please call 1-888-211-4727 or visit the nearest T Mobile store., 5 Collect or receive your device If you choose to use one of our local repair partners, you can pick the device up at the same repair center, usually on the same day you dropped it off. If you prefer to send the device to the manufacturer's service centre, we will deliver your device by post to your preferred address, generally within the day ..., Coordinated Plan information for ERS Tier 5 members under Article 15. Disability Retirement Benefits Overview. 1-06-disability-1019001 ... The State of New York, its officers, employees, and/or agents are not liable to you, or to third parties, for damages or losses of any kind arising out of, or in connection with, the use or performance of ..., The least expensive AT&T protection plan is Mobile Insurance. This plan includes protection for accidental damage, hardware malfunctions, theft, and loss for one phone. Same-day screen repairs and next-day device replacement are also included. This plan costs $8.99 a month. The Mobile Protection Pack is AT&T's middle-tier insurance plan., A Tier 6 member is someone who joins the New York City Employees' Retirement System (NYCERS) on or after April 1, 2012, except: ... (4.5% of $76,000) Tier 6 Basic Plan Fact Sheet #718 - Page 2 of 4 ACTUAL WAGE METHOD (4th PLAN YEAR AND THEREAFTER) 4th Plan Year 5th Plan Year, 6 Replies. Most NYSLRS members contribute a percentage of their earnings to help fund pension benefits. For Tier 6 members (those who joined NYSLRS on or after April 1, 2012), that percentage, or contribution rate, can change from year to year based on your earnings. The minimum rate is 3 percent of your earnings, and the maximum is 6 percent., Protection<360> service added by T-Mobile store without consent. My teenage son's unlocked LG V60 just arrived today and we needed a new SIM card. Went to nearest T-Mobile store and everything went smoothly. Phone was quickly activated and we were on our way. Read the email receipt tonight and the SIM card was free but noticed Protection<360 ..., 4 Monthly pricing per device for basic Device Protection is Tier 1 = $6, Tier 2 = $8, Tier 3 = $11, Tier 4 = $13, Tier 5 = $14, Tier 6 = $24. If AppleCare Services is provided to you, this service is available during the first 24 months from the date you enroll in Protection<360> and as long as your plan coverage remains uninterrupted. Device Tier