Xactus-ucs on credit report

The bureaus already have this information, and if they don't, many sources will provide it to lenders. 370 Reed Rd., Suite 100 Broomall, PA 19008. (888) 212-4200 [email protected]. xactus.com. How can lenders delay the inevitable trigger? Lenders can pull credit as a soft inquiry using Xactus' Pre-AppX report, which does not result in a trigger.

Xactus-ucs on credit report. Xactus is a company that provides verification technology to the mortgage industry. It develops Xactus360, a platform that delivers credit reporting, verifications, and settlement services; SharperLending, which offers configurations to enable automated or manual review processes, residential or commercial appraisal ordering, define coverage areas, and manage appraisers; Appraisal Firewall, a ...

370 Reed Road Broomall PA 19008. Founded in 1992, Universal Credit Services provides a single source credit reporting solution to assist its clients in the most efficient and cost effective method ...

United Credit Education Services, or UCES, credit repair is a respected service in the world of consumer credit repair and protection, and its UCES Credit Protection Plan is the mo...May 2, 2022 | Archive 2022. Xactus, the leading verification innovator for the mortgage industry, announced today that James Owens has joined the company as Chief Technology Officer. Owens will set and oversee Xactus’ technology strategy, including all technical aspects of new product development and implementation across its platforms, and ...1. Start by logging into Xactus and accessing the main page. Click Order Liens and Judgements Report under Products & Services 2. Enter the applicant information for all required fields. Once complete, click Order. PLEASE LET US KNOW IF YOU HAVE ANY QUESTIONS OR CONCERNS AND WE WILL BE HAPPY TO HELP. How to Order a Liens and Judgements ReportHere you can access a variety of videos and how to instructions to help you utilize the tools and support Xactus makes available to you.If you use up your free credit report and want to check again for some reason, you can pay about $20 for each report. Or, you can get a free TransUnion credit report from CreditCards.com. Sample credit report.Validate Consumers’ Social Security Numbers. Xactus helps lenders determine if the Social Security number (SSN) provided by a consumer is accurate. SSA-89 – Complete an SSA-89 form and Xactus will submit it to the Social Security Administration (SSA) to confirm that the Social Security number matches the applicant’s name on file.I am trying extremely hard to build my credit after filing chapter seven bankruptcy a few years ago and it doesn't help me one bit if Xactus is continually messing with my credit. Xactus, LLC ...

I am trying extremely hard to build my credit after filing chapter seven bankruptcy a few years ago and it doesn't help me one bit if Xactus is continually messing with my credit. Xactus, LLC ...An unauthorized hard inquiry on credit report was made by XACTUS - UCS, on 02/10/2022. Please remove this hard inquiry from my credit report. Business response. 02/14/2023.Then, make the selections for the report needed. Request Type: New Report Report Type: Refresh Reference Number: Report ID of the original hard inquiry report Next, select Import all under Import Liabilities. Lastly, check the box next to the bureaus needed and when complete, click Finish. 4. A small window will appear as the report is loading.X360 Landing Page | Xactus. Xactus360 is an innovative, easy-to-use technology platform that combines best practices, a wealth of mortgage experience, and customer input, to deliver an intuitive user experience unlike any other. Best of all, Xactus360 revolves around you and your revolving needs.Hard and soft credit inquiries. It seems likely that, in most cases, CREDCO will appear on your credit reports because it's associated with a credit inquiry (otherwise known as a "credit pull"). There are two types of credit inquiries, and the distinction between them is important. A hard credit inquiry (or "hard pull") generally ...Xactus' credit reporting browse reduce costs, increase operational, and mitigate take. Our pre-approval and pre-application reports use soft inquiries which protect your maintain away competitors. Your of all, our credit reporting wares help you doing better decisions entire the credits batch.Our expertise in the mortgage industry enables us to quickly assess current and future needs, and provide new solutions for a rapidly changing environment. We move mortgage professionals forward. Xactus offers TMC Members discounts on various credit & verification solutions including: Tri-Merge Credit Reports. VOE's & VOD's. Flood Certification.Xactus' credit experts will validate your rescore request prior to bureau submission to ensure the desired score result is achievable before you incur rescore costs. Obtain rescore updates rapidly Xactus' credit experts work with Equifax, Experian, and TransUnion to quickly update credit information, typically within 3-5 business days.

Start by logging into Xactus and opening your borrowers file from the main page. 2. Under Requests History, you will find the supplements requested and their status. ... Order Business Credit Report Order Undisclosed Debt Notifications Order Liens and Judaments Reoort Tools Documentation Requests Total cost for borrower Management Reports FileCustomize Report Applicant 123-00-3333 Equifax 734 Format Co-Applicant Add Co-Applicant 316,742 Fist Comp eted 01-06-2023, 10 34:02AM 01-06-2023, 10 34:OôAM Credit Nickie Green 100 Terrace Av west Haven, CT 06516 Scores Fico: TransUnion 730 Experian [732) Date Wayf : What-if": Lending Credit Report Summary 33 25 Credit Report Details 44557232Xactus total reporting solutions enable lenders to create a show efficient workflow and improve their consumers' digital experience. Over Xactus; Xactus U; ... Tri-merge Credit Reports. Xactus' credit reporting browse enable lenders to form one more efficient workflow the improve their consumers' direct experience.A little less than one-third of employers who employ background checks on job applicants check their credit as part of their research, according to a survey from Career Builder. A ...

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Call 1-877-322-8228. You will go through a verification process over the phone. Your credit report will be mailed to you within 15 days. Blind and Visually Impaired Consumers can ask for your free annual credit reports in Braille, Large Print or Audio Formats. Call toll free at 877-322-8228. Provide personal information to validate your identity.1. Perry Steiner. website maker. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, has changed its name to Xactus. The strategic shift reflects the company’s evolution and the growth it has experienced over the last two years due to the recent mergers of Credit Plus, Universal Credit Services, CIS Credit ...Share on Social. BALTIMORE, March 14, 2024 — CreditXpert, the predictive credit optimization platform that helps lenders expand homeownership opportunities, has announced a collaboration with Xactus, the leading verification innovator for the mortgage industry. The new alliance will allow Xactus' 6,500 clients to easily upgrade to ...UCS/Xactus removing their hard inquiry is the only way to restore those credit points for the next THREE YEARS!Remove your unauthorized hard inquiry and give me back my credit points, UCS/Xactus!!!Credit reports list a history of your finances. Learn how to request credit reports, what information they include, and how lenders and other organizations may use them. How to get a copy of your credit report. What information is on your credit report. Who uses credit reports and why.Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...

Re-pull Xactus credit through Encompass From the Loan screen for the applicant within Encompass, select the Services tab (bottom left menu), then select Order Credit Report.Alternatively, select Services from the top tool bar, then select Credit Report.From the Credit Report screen, select Xactus Information Services, then c hoose Submit: . On the Credit Report Request screen, selectThis LexisNexis® RiskView™ Liens & Judgments Report from Xactus provides technology advancements ensure improve the accuracy and timeliness of lien and civil judgment data. Xactus' solution cannot help you hold your competitive edge unless adding the expense of how your models. ... Broad Coverage: Obtain the same federal coverage that ...There are three separate reports that will help you meet your goals of preventing mortgage fraud and protecting your business and reputation. The Consumer Detail Report. Xactus’ standard report validates a consumer’s identity, including name, address, Social Security number, birth date, and phone number. It can also be customized to provide ...We would like to show you a description here but the site won't allow us.The LexisNexis® RiskView™ Liens & Judgments Report from Xactus provide technology advancements that improve the accuracy and timeliness of lien and courteous judgment data. Xactus' solution bottle assist you maintain the competitive edge without adding the expense of recalibrating your mod.A unique feature of this report is the option to enter an estimated value for the property, with the system returning the probability of attaining the estimated value entered. AVM Lite. This low-cost report leverages the same valuation model and nationwide coverage to instantly return a valuation and confidence score.Quick turn times. 24-48 hours (pre-close) 30 days (post-close) Pre-Closing Services. QC Review from Xactus takes each loan through a series of validations and quality control steps to ensure compliance, then provides a report detailing how the loan checked out. Loan risks or problems are highlighted, pointing out areas that need a closer look.1. Perry Steiner. website maker. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, has changed its name to Xactus. The strategic shift reflects the company’s evolution and the growth it has experienced over the last two years due to the recent mergers of Credit Plus, Universal Credit Services, CIS Credit ...

Permanently unmerging a credit report generates its own separate charge, outside of the normal charge to view the unmerged report. This separate charge will appear on the new file. Click OK to proceed. After the unmerged file is created, you will have the option of viewing the new file or returning to the original one. Xactus.com. 888-212-4200.

Xactus Flood ReportX…For the Life of your Loan. Oct 4, 2023 | Videos. Watch this brief video and see in just a few seconds the advantages of our cutting-edge flood risk detection reports. 1:00.Like a refresh report, these are utilized as a loan nears closing to ensure that nothing new has appeared on the borrower's credit data which might prevent him or her from being approved for the loan. How is Undisclosed Debt Notifications Accessed? ... Xactus. com 888-212-4200.5.Populate the remaining fields required to order the Credit Report. When all selections have been made, choose . FINISH: The credit report appears in the . Services View . tab. Xactus Username/Password of person placing request. Xactus Username for person for whom the report is being requested. Ordering c redit through Encompass f or Another U serYou probably already expect to see the credit pull from your mortgage lender. But you may also see “Factual Data” on your credit reports because Factual Data is a company that helps mortgage providers get credit information in the form of a “merged credit report.”. A merged credit report is simply a report that pulls your credit ...Customize Report Applicant 123-00-3333 Equifax 734 Format Co-Applicant Add Co-Applicant 316,742 Fist Comp eted 01-06-2023, 10 34:02AM 01-06-2023, 10 34:OôAM Credit Nickie Green 100 Terrace Av west Haven, CT 06516 Scores Fico: TransUnion 730 Experian [732) Date Wayf : What-if": Lending Credit Report Summary 33 25 Credit Report Details 44557232Xactus currently has more than 6,500 clients nationwide, ranging from large bank and non-bank mortgage originators, to credit unions and mortgage brokers. Xactus is based in 12 operation centers ...Here you can access a variety of videos and how to instructions to help you utilize the tools and support Xactus makes available to you.Xactus, the leading verification innovator for the mortgage industry, announced today that Ross Gloudeman has joined the company as General Counsel and Chief Compliance Officer. As GC and CCO Officer, Gloudeman is responsible for providing leadership around Xactus' legal and compliance strategies.The Interagency Appraisal and Evaluation Guidelines require financial institutions to verify the collateral suitability via a detailed property condition and evaluation report to support value conclusions on all subject properties. Automated Valuation Models (AVM), Tax Assessment Values (TAV) or a Brokers Price Opinion (BPO) are no longer ...

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A unique feature of this report is the option to enter an estimated value for the property, with the system returning the probability of attaining the estimated value entered. AVM Lite. This low-cost report leverages the same valuation model and nationwide coverage to instantly return a valuation and confidence score.Tenant Screening. Discover our various product resources that include credit, data solutions, verifications, property solutions, scoring tools, fraud detection/quality control, and tenant solutions.VerisiteX is an innovative mobile solution that utilizes cutting-edge technology to provide interior/exterior photo and video inspection property reports within minutes as well as collateral valuation data – which reduces costs and improves workflows. Homeowners, borrowers, appraisers, inspectors, real estate agents, and other property data ...The only way to get the true account number for update purposes is to have the consumer request the Credit Verification Release Form from AMEX by calling 800-874-2717. Before submitting a request to the credit repositories for an update to an American Express account, Xactus must first have a Credit Verification Release Form. AMEX provides this ...Mar 5, 2024 · Understanding Xactus Credit Inquiry. Xactus Credit Inquiry is a sophisticated tool designed to facilitate seamless credit evaluations for businesses and individuals. Unlike traditional credit inquiries, Xactus employs advanced algorithms and data analytics to provide a comprehensive assessment of an individual’s or business’s creditworthiness.Credit Scores: Displays the score for each bureau, the score model used, and any score improvement opportunities through Credit Assure. Credit Summary: Summarizes …Universal Credit Services - Now Xactus is located at 370 Reed Rd #100 in Broomall, Pennsylvania 19008. Universal Credit Services - Now Xactus can be contacted via phone at 888-212-4200 for pricing, hours and directions. Contact Info. 888-212-4200 (484) 472-8026; Questions & AnswersRepull Frozen Credit Files The Applicant(s) credit file is frozen at the credit bureau(s) listed below. To repull a file, select the appropriate checkbox and enter the consumer's PIN if required. Clicking the Submit button will repull the selected credit files. There is a charge per bureau per borrower. (TO: $7.50, EXP: $7.50, EQX:SIO.25 Frozen ...Note: Repository regulations require all end users accessing consumer credit data first pass a physical inspection conducted by a third-party inspection firm approved by each repository. This physical inspection is required regardless of lender size, location or years in business. A new inspection is required upon relocation.Report Within Xactus360 ... If you wish to pay by credit card, please fill in this information as well. When all is complete, please click Submit. 5. This can also be requested from the applicant screen on the left-hand side. PLEASE LET US KNOW IF YOU HAVE ANY QUESTIONS OR CONCERNS AND WE WILL BE HAPPY TO HELP. xactus>l Advancing the Modern ...Nancy Grycewicz serves as the Vice President of Human Resources for Xactus. She has over 25 years of comprehensive Human Resources experience in diverse settings; including financial services, manufacturing, hospitality, retail, and engineering. Nancy has experience with growing companies, and especially with enhancing Human Resources ...Doing Business As:UniversalCIS. Company Description:? Key Principal: Perry Steiner See more contacts. Industry: Business Support Services , Administrative and Support Services , Administrative and Support and Waste Management and Remediation Services , Credit reporting services. See other industries within the Administrative and Support and ... ….

Credit Plus' expertise in the residential and commercial mortgage industries enables it to quickly assess current and future needs and provide new solutions for a rapidly changing environment. Credit Plus moves mortgage professionals forward. For more information, please visit Credit Plus. Media Contact Allison Devaney 646-818-9040 [email ...Our Online Verifications Demonstrate our Unrivaled Commitment to Your Success. Xactus provides all the verification solutions lenders need to obtain an accurate, multi-dimensional view of their applicants. Receive up-to-date income, employment, asset, and debt verification data so you can properly evaluate the loan applicant’s ...Xactus ' expertise in the mortgage industry enables it to quickly assess current and future needs, and provide new solutions for a rapidly changing environment. Xactus moves mortgage professionals forward. For more information, please call Xactus at (800) 258-3488 or visit the company's website at x actus.com.You may opt-out with the nationwide credit bureaus at 1-888-567-8688 (888-5OPTOUT) You have a right to place a security freeze on your credit report which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization.Our guide discusses how to remove negative items from your credit report, which involves getting a copy of your credit report, filing disputes letters with the main bureaus and mor...Xactus offers a full suite of property related services to the equity lending industry. Our web-based ordering platform and highly trained and professional customer service staff help streamline your process, reduce costs, and close a higher volume of loans quicker. Property Title Search (Current Owner Report) - Establishes current vested ...XACTUS TEST ACCOUNT 370 Reed Road. suite PA Jcnatnan Snow 123-12-3333 N Pole. Milford. CT 06460 TransUnion aco 568 3 370 Suite PA mo-g42.g451 100% Ordered : 4843483B ¥5 50 Credit ReportX Refresh Report 06/272023 Co-Borrower TransUnion XAC2022 aco [ 627 ] Clint Code: LOffi Borrower 697 ID: Author:We would like to show you a description here but the site won't allow us.frozen, access the existing credit file in the Xactus platform an d select . Reorder Frozen/Locked Files: A pop-up message will appear confirming your selection. Select . OK. ... CREDIT FILE - REPORT UNAVAILABLE FILE FROZEN BY CONSUMER TRANSUNION a EQUIFAX EXPERIAN 5:11 AM 8/17/20 5:11 AM 8/17/20 5:11 AM .Credit Radar™ - Obtain a credit report cover page that allows you to view forecasted mid-scores and spot critical issues before reviewing the actual credit report. CreditXpert® Wayfinder™ - A credit score analysis tool that makes it easier for your applicants to reach their optimal credit scores, which can make all the difference for ... Xactus-ucs on credit report, A guaranteed flood zone determination (FZD) that provides all the required FEMA flood map and community participation status information. Xactus Flood Solutions flood zone determinations include a map exhibit pin-pointing the property location and showing parcel boundaries and building footprints with the FEMA flood layer overlay., Explore our comprehensive catalog of tech-forward mortgage solutions, complete with in-depth product descriptions for a thorough exploration of our offerings. With free online mortgage training through Xactus U, mortgage professionals receive the education that enables them to deliver a robust modern mortgage experience., XACTUS TEST ACCOUNT Customer Code: 370 Reed Road, Suite 100 Requested By: Broomall, PA 19008 . Loan Number: UCS1234KH . Katy Howell : Ordered: 05/26/2022 . ... Credit Bureau certifies that this Merged Mortgage Credit Report (MMCR) meets the guidelines as set forth by the Consumer Data Industry Association (CDIA). This report contains ..., Certified Credit Reporting, Inc. PO Box 2969 Rancho Cucamonga, CA 91761 United States (800) 769-7615 : MeridianLink, Inc. 128 : CIC Mortgage Credit, Inc. 2206 21st Avenue, South Suite 303 Nashville, TN 37212 United States (800) 352-5882 : MeridianLink, Inc. 22 : CIS Credit by Xactus. 370 Reed Rd Suite 100, Consumer Disputes. If you are a consumer looking to dispute an item reporting on your credit report, please contact us at: Toll-free: (877) 224-8107. Consumer: [email protected]. ATTN: Consumer Assistance. 31550 Winterplace Parkway. Salisbury, MD 21804. Contact one of our Xactus support teams to get the right help & support., A letter of explanation for derogatory items on a credit report should explain the circumstances that caused any late payments and why future late payments will not occur, accordin..., We use cookies to help give you the best experience on our site. If you’re okay with that, keep browsing. Read our cookie policy here., Mar 1, 2022 · When UniversalCIS and Credit Plus merged last October to create the nation's largest trimerge credit report provider, executives at the combined company stated a new brand would be coming in early 2022. Brad Finkelstein. Originations Editor, National Mortgage News. For reprint and licensing requests for this article, click here., 310-695-1413. [email protected]. Company Contact. Perry Steiner. Chairman. [email protected]. UniversalCIS, a market-leading, technology-enabled provider of credit data and related origination solutions in the mortgage industry, today announced its acquisition of the Lending Solutions and Appraisal Management Divisions …, PHILADELPHIA, March 1, 2022 /PRNewswire/ -- UniversalCIS | Credit Plus, the leading verifications provider. for the mortgage industry, announced today its new name, Xactus, marking a new beginning ..., Register for your continuing education courses through Xactus and receive a discount. For more information contact: Phone: 877.403.1428. Email: [email protected]. Our free online classes can be accessed by Xactus customers live each day or scheduled via appointment. We even offer customized training sessions by request., Philadelphia, PA, January 14, 2021 - UniversalCIS, a market leader in technology and solutions to the mortgage industry, is pleased to announce the acquisition of mortgage technology provider SharperLending. The SharperLending transaction, which follows the merger of Universal Credit, CIS Credit Solutions, and Avantus, provides further ..., Under 'select type of credit report' choose Credit ReportX. Check the bureaus needed. Then, complete the applicant's information including First Name, Last Name, SSN and ... XACTUS TEST ACCOUNT 370 Reed Road, suite 100 Broomall, PA 19008 Alan Brown 123-00-4444 SSN 800 Cleveland Av, Browns, TranslJnion FICO Risk Classic (04) 723 Credit, We use cookies to help give you the best experience on our site. If you’re okay with that, keep browsing. Read our cookie policy here., August 17, 2022 06:00 AM Eastern Daylight Time. NEW YORK-- ( BUSINESS WIRE )--Inc. revealed that Xactus is No. 288 on its annual Inc. 5000 list, the most prestigious ranking of the fastest-growing ..., Your credit score is a number that reflects the information in your credit report. Your credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors. Your credit score can change, depending on how your credit history changes. How we use your credit score, We would like to show you a description here but the site won't allow us., May 2, 2022 | Archive 2022. Xactus, the leading verification innovator for the mortgage industry, announced today that James Owens has joined the company as Chief Technology Officer. Owens will set and oversee Xactus' technology strategy, including all technical aspects of new product development and implementation across its platforms, and ..., Helps Lenders Streamline Workflows, Create Efficiencies with Single Login to Access Mortgage Credit and Pre-Qualification Reports . PHILADELPHIA – August 3, 2023 — Xactus, the leading verification innovator for the mortgage industry, announced today the next generation of its proprietary technology platform, Xactus360, further modernizing the …, Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ..., We Offer Two Different Kinds of Pre-Screened Lead Data Solutions: Batch Pre-Screen FICO-Based Credit Data. Choose single, dual or tri-bureau data and receive one-off extract or scheduled ongoing fulfillment. Requires firm offer of credit. Invitation to Apply (ITA) Non-Credit Data. Data is derived from public records from multiple sources., You may opt-out with the nationwide credit bureaus at 1-888-567-8688 (888-5OPTOUT) You have a right to place a security freeze on your credit report which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization., Credit report pulls are a common part of most of our financial lives. A company may want to run one when you’re about to get a new loan or you’re asking for an increase to your cre..., Credit Score Disclosure XACTUS TEST ACCOUNT 370 Reed Road, Suite 100 Broomall, PA 19008 Applicant Nancy Blue 200 Cider Brook Dr Appletown, CT 06477 Report ID 43534043 ... Questions regarding your credit report should be directed to TRANSUNION, EXPERIAN or EQUIFAX. You will find their contact information below: TransUnion P. O. Box 1000, 12/11/2019. Blog. Inquiries can appear on your credit report for several reasons. Inquiries, sometimes referred to as "pulls," are requests to view your credit history. There are two types of inquiries that will appear on your credit report — hard and soft. A soft inquiry will often show up if you pull your own credit report using a ..., Your credit score is a number that reflects the information in your credit report. Your credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors. Your credit score can change, depending on how your credit history changes. How we use your credit score, As a crucial part of your loan tracking system, Portfolio MonitoringX solution can: Help guard your profits and loans. Mitigate portfolio run-off. Enhance your credit decisioning based on key account data. Monitor delinquencies. Choose between single bureau or tri-bureau monitoring. Receive alerts in real-time or within 24-hours., Xactus' credit reporting solutions reduce costs, increase efficiencies, and mitigate risk. Our pre-approval and pre-application reports use soft inquiries which protect your lead from competitors. Xactus' FCRA certified experienced specialists complete updates quickly and accurately while providing exceptional personal service., A unique feature of this report is the option to enter an estimated value for the property, with the system returning the probability of attaining the estimated value entered. AVM Lite. This low-cost report leverages the same valuation model and nationwide coverage to instantly return a valuation and confidence score., Contact the lender directly. The contact information will be in your report. Ask the lender to confirm the account information and inquiry. If the lender can't confirm the account or if the inquiry was made in error, ask them to send a letter directly to each credit reporting agency that shows the inquiry to remove it from your credit report., PHILADELPHIA, September 13, 2023--Xactus, a leading provider of business data and intelligent insights to the equipment leasing/finance industry, announces it is now offering credit reports from ..., Credit Radar™ – Obtain a credit report cover page that allows you to view forecasted mid-scores and spot critical issues before reviewing the actual credit report. CreditXpert® Wayfinder™ – A credit score analysis tool that makes it easier for your applicants to reach their optimal credit scores, which can make all the difference for ..., 1. Start by logging into Xactus360 and file from the home page, click Credit ReportX. 2. Under 'select type of credit report' choose Credit ReportX. Canadian credit is only available through Equifax. Please uncheck TransUnion and Experian. Then, complete the applicant's information including First Name, Last Name, SSN and Street Address.